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Hi all,*
My wife recently checked her credit report to find a pending CCJ. Upon investigating it turns out it is for EDF and BT bills before we me 5 years ago. We moved in together in rented accommodation and then moved again 2 years later to our current address, which we have been in 2 1/2 years. They claim the full amount (£4000 approx) needs paying to avoid a CCJ. She has requested a breakdown of original bills and charges AND a breakdown of Lucas costs. They have refused point blank and claim EDF and BT will probably have no record now as they purchased the debt. They claim we will need to go to court for the breakdown and this will result in the CCJ going through.*
We are fortunate to have the money as we plan to buy our property this year. However a CCJ would impact this and I feel like I'm being told to pay £4k with no proof of what for and how the cost has escalated. She has been on the electoral role at both properties and we used the same letting agency. They claim all mail went to the previous address. Anything I can do to get the information I want and claim reduced charges as we was completely unaware of anything until SHE contacted them. What is annoying me is that we would have paid long ago had we known. Thanks in advance.
My wife recently checked her credit report to find a pending CCJ. Upon investigating it turns out it is for EDF and BT bills before we me 5 years ago. We moved in together in rented accommodation and then moved again 2 years later to our current address, which we have been in 2 1/2 years. They claim the full amount (£4000 approx) needs paying to avoid a CCJ. She has requested a breakdown of original bills and charges AND a breakdown of Lucas costs. They have refused point blank and claim EDF and BT will probably have no record now as they purchased the debt. They claim we will need to go to court for the breakdown and this will result in the CCJ going through.*
We are fortunate to have the money as we plan to buy our property this year. However a CCJ would impact this and I feel like I'm being told to pay £4k with no proof of what for and how the cost has escalated. She has been on the electoral role at both properties and we used the same letting agency. They claim all mail went to the previous address. Anything I can do to get the information I want and claim reduced charges as we was completely unaware of anything until SHE contacted them. What is annoying me is that we would have paid long ago had we known. Thanks in advance.
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