Previous occupants debts

[winifred]

HI
Can anyone help please. I am being inundated with statements, collection letters and formal demands for the previous occupants of my home. I have been here for 2 years in Jan and the property was empty for at least 6 months before that. Most companies are reasonable except for AA finance. They refuse to stop sending letters or trace the individual they are looking for. I have complained by phone, in writing and used a complaint service from 'Martins money' all to no avail.The letters are daily sometimes, is there nothing I can do to stop this, I am worried that the next stage will be debt collectors knocking at my door.

[MIKE770]

How you can deal with debts not in your name

There are a few different scenarios to consider when you’re being chased for someone else’s debt. How you deal with this unwanted contact may vary, depending on which scenario applies to you. I’m getting letters addressed to a previous resident of my home

When a person moves home they should update their creditors with their new address. This doesn’t always happen, or there may be a delay while their creditors update their records. The important thing is that you are NOT liable for debts owed by someone who lived in your house before you.

In this scenario, simply write ‘not at this address’ on the envelope and put it back in the post box. This doesn’t require a stamp and the Post Office should return the letter to the sender. This might be enough to stop further contact. If you do continue to receive letters, you can then send a written complaint to the company.

[winifred]

How you can deal with debts not in your name

There are a few different scenarios to consider when you’re being chased for someone else’s debt. How you deal with this unwanted contact may vary, depending on which scenario applies to you. I’m getting letters addressed to a previous resident of my home

When a person moves home they should update their creditors with their new address. This doesn’t always happen, or there may be a delay while their creditors update their records. The important thing is that you are NOT liable for debts owed by someone who lived in your house before you.

In this scenario, simply write ‘not at this address’ on the envelope and put it back in the post box. This doesn’t require a stamp and the Post Office should return the letter to the sender. This might be enough to stop further contact. If you do continue to receive letters, you can then send a written complaint to the company.

As I said in my post, I have done all of that and more to no avail. I am looking for the next step, but thank you anyway.

[MIKE770]

have a word with citizens advice? Amethyst asked to pop in here keep copies on file of all letters sent/received

Did you send letters Recorded Delivery?

[Amethyst]

A cease and desist harrassment letter ... unless that's what you already did ?

Have you a copy of the letter you sent ?
Also who are AA Finance ? Is there a company reg or fca number on their letters ?