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I have received a letter from BW Legal on behalf of PRAC stating they intend to take legal action for an Instant Cash Loan that I have no knowledge of. However, my husband may indeed have borrowed this in my name. I have no further detail other that the debt is for £593.14. Should I acknowledge and respond? If so what are my next steps? Thank you.
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Does the LBA have forms with it?COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE
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Yes, they ask me to complete and return a form with 9 different options including one asking for more documents pertaining to the debt.. should I aknowledge and return. if accurate the debt is probably nearly or more than 6 years old
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