Landlord insurance and CCJ

[Nelliedean]

We have recently rented our house out to a family member. We wanted everything done properly so we have taken out landlord insurance. I am at a loss to why you are penalized for have CCJs in the past even if they were over 10 years ago and settled. The quote went from £115 a year to over £350. This seems to be ludicrous even loan companies dont ask for that information. Is this legal or just another way for insurance companies to fleece you......any thoughts

[des8]

It is certainly not illegal, each company will have its own criteria when rating risk
Have you looked elsewhere for insurance?