Bank Smart

[colin a]

O and yes ecactly same letter

[Liliput12]

Exact same letter that my parents received for £334, which out of fear they have paid. They're pensioners and terrified of this company to the point its affecting their health and well being. They received further letters today requesting they sign up to LOA's for claims that Bank Smart have "awaiting authorisation". Naturally my parents don't want to do that but I'm unclear as to whether simply ignoring these LOA's will get Bank Smart off their backs. Looking at the 2010 T&C's they state that standard fees are only applicable once the claim process has started with the 3rd party but I can't seem to find this clause in the latest T&C's on their site. Parents started this sorry journey with BS in 2012. Can anyone advise? Thanks in advance...

[colin a]

Hi yes i know, its a terrible company to try and deal with, im seeking advise at the moment and will post all findings and what to do to get resolved

[Paul02]

Hi yes i know, its a terrible company to try and deal with, im seeking advise at the moment and will post all findings and what to do to get resolved

I feel sick to the core......... just arrived home today and found another letter from BS with all my bank loans, mortgages, loans ....everything !!!! wanting authorisation ....... THINKING is this nightmare is never going to end and have they got more legal right to carry on scamming .....

[Paul02]

Well looks like there trying it on again, i last received any acknowledgment back in 2012 and paid £240 which was a cancellation fee, tho i thought, fast forward 7years later there at it again, im just getting advise at mo so il keep posting

Hi Colin, Have you had any good advise yet? Paul.

[colin a]

Yes just waiting on acknowledgement thanks

[colin a]

This for me has been going on since 2011, i agree a total nightmare company to deal with, iv been looking at this for years now , when its finaly put to bed i hope these people are brought to justice

[Paul02]

Bank Smart

I received a letter from bank smart with a letter of authority to investigate further claims........ after a worrying weekend and totally a wreck i started to sift through emails and found an email from them . they have all my data and if I wanted to cancel ..... I need to contact the cancellation department and of course there is a charge to do this.............. I am completely out of my mind with worry.

[colin a]

Dont waste your energy worrying, Not worth it, believe me, these people will be brought to account, im just getting advise at moment

[Nigemck]

Hi Guys. I’ve recently just fell into their trap too. Has anyone got any final resolutions, and how exactly do we fully remove ourselves from their records? Thanks

[colin a]

Hi im just awaiting response letter to complaint i sent, they have 8 weeks to respond before i register complaint to foc, i will probably get all the nonsense threats etc in the meantime, but after getting some advise, i will just ignore and await the proper proceedings to take place, so il keep posting to let everyone updated cheers

[Nigemck]

Hi Guys

I’ve read their T&Cs and noticed the following term 21
Governing Law and Jurisdiction
21) This agreement and any dispute or claim arising out of or in connection with it or its subject matter, shall be governed by, and construed in accordance with, the law of England and Wales. The parties agree that the courts of England and Wales shall have jurisdiction to settle any dispute or claim that arises out of or in connection with this agreement or its subject matter.

As I'm a resident of Northern Ireland does this mean I can’t be held to the contract and T&Cs? I know it’s a really long shot but I’ll take anything to get out of it at this stage. If any of you more legally minded people can clear this up for me I’d really appreciate it. They haven’t sent me a bill as yet but I’ve only been with them 6 months but I know itll
come sooner or later.

Thanks Again everyone