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Hi, I'd really appreciate some help if possible. I have had a nightmare few yrs. The conclusion is a very spiteful and nasty person has been ordered by the court to pay me £40,000-a CCJ- this is not compensation but simply to refund the costs I have incurred and she left me out of pocket. I'm not wealthy and this debt has caused me huge hardship. She was ordered to pay within 14 days- of course she didn't. She is unemployed and does not own her house. She says she can't pay a penny and tells me to leave her alone i'm harassing her. She is not on benefits. Her partner has good income and pays for all her living expenses and the house mortgage. They live a comfortable life style- she drives his SUVs and they go on foreign holidays and are quite materialistic. But its all in his name. My questions are this:
Can her partner's income be taken into account in me recovering my debt?
She has not paid a penny and she has not offered any repayment plan. How can I ask the court to set up and enforce a payment plan?
She denied all assets and income on a financial assessment form and yet declared she pays £300 a month to a store card - so if she can afford this she can afford a similar repayment plan to me- but how can i arrange this repayment and enforce it?.She won't listen to me of course.
She also declared 'other' household income of £2,200 per month (which is her partner's income) and states she has zero outgoings- no bills, no council tax , no utility bills etc, nothing - can i apply that she repays me £2200 each month? (although i'm sure this is her partner's income although she listed it as other household income contributing to the running costs) . How do I apply to the court to establish this?
Bailiffs are no good as she has no assets , they won't be able to recover £40k or anything so i'll just incur more costs for nothing.
Any help hugely appreciated, i'm going mad with stress and injustice here.
Can her partner's income be taken into account in me recovering my debt?
She has not paid a penny and she has not offered any repayment plan. How can I ask the court to set up and enforce a payment plan?
She denied all assets and income on a financial assessment form and yet declared she pays £300 a month to a store card - so if she can afford this she can afford a similar repayment plan to me- but how can i arrange this repayment and enforce it?.She won't listen to me of course.
She also declared 'other' household income of £2,200 per month (which is her partner's income) and states she has zero outgoings- no bills, no council tax , no utility bills etc, nothing - can i apply that she repays me £2200 each month? (although i'm sure this is her partner's income although she listed it as other household income contributing to the running costs) . How do I apply to the court to establish this?
Bailiffs are no good as she has no assets , they won't be able to recover £40k or anything so i'll just incur more costs for nothing.
Any help hugely appreciated, i'm going mad with stress and injustice here.
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