Soon to default CC payment

[UKBear]

Hi,

Just wandered if anyone can help. I have Aqua CC which I have missed payment for the last 2 months due to change of circumstances. I had recently one of my close family members being diagnosed with cancer and my word has fallen apart. As well as that I used to have a reasonably good income until the company I work for has reduced my work hours and my wage pack has decreased dramatically since then. Also on top of all that I have been issued with DEO from SCA as my ex partner lied that she hasnt received the money paid to her. I'm falling more and more into debt so I was wandering should I write to my creditors and tell them of the situation before it gets worst.

Any advice would be much appreciated.

[Amethyst]

Straight answer, yes, keep them informed and ask for some breathing space while you get straight. Keep on top of your priority bills ( rent/mortgage, utilities, council tax ) and let non priorities know you're having a temporary blip ) They should keep anything from getting out of control. https://www.stepchange.org/debt-info...ing-space.aspx