• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

CCA request and old debts

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • CCA request and old debts

    Hi, just joined and wanted some help with CCA and/ or Subject access requests. Two old debts, one is pre 2007 for a credit card and a loan taken out in 2000. I have been paying these for years as too scared to deal with the debt collector and going through my bank statements trying to get everything in order, realised I am still paying these today. Ideally I want to offer a settlement and get them out my way but as I now need a mortgage, I need these sorted but too scared to take action at present and remember these horrible days of harassment only too clearly. Any advice please?
    Tags: None

  • #2
    Originally posted by Blueeyes2019 View Post
    Hi, just joined and wanted some help with CCA and/ or Subject access requests. Two old debts, one is pre 2007 for a credit card and a loan taken out in 2000. I have been paying these for years as too scared to deal with the debt collector and going through my bank statements trying to get everything in order, realised I am still paying these today. Ideally I want to offer a settlement and get them out my way but as I now need a mortgage, I need these sorted but too scared to take action at present and remember these horrible days of harassment only too clearly. Any advice please?
    Hi there

    Its very difficult to offer advice without seeing the credit agreements that you have for each debt and without having more details about what has happened with this case
    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Pt@roachpittis.co.uk .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.

    Comment

    View our Terms and Conditions

    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
    Working...
    X