Just joined. Looking for County Court Money Centre advice

[Amethyst]

I'll type it up...typos therefore mine

MA Car Group
Unit 3
Bloxwhich Lane
Walsall
West Midlands WS2 8TF

Letter before Court Claim

Dear Sir/Madam

Re Stolen Vehicle BFxx xxA

I have not received any correspondance from my email dated 12 October 2018 at 15.50pm regarding the stolen vehicle BFxxxxccc which me and xxxxxxxxxxxxxxx both entered into a contract with you on 6th April 2018 on your rent to buy scheme.

The email explained I wanted the contract to end immediately under the Misrepresentation Act 1967 and a full refund under the Consumer Rights Act 2015. This also explained the vehicle belonged to The Car Finance Company and you had no entitlement to the vehicle to rent to us.

Once again I am requesting a full and immediate refund on all weekly payments made which amount to £1650. Also the deposit of £158 on the grounds you did not own or have entitlement to this vehicle to rent out.

You will not and have never allowed us a copy of our agreement. Now I know why.

I would like a formal reply as soon as possible so I know you have received this letter. You will as it will be a recorded delivert.

If you disagree with a refund could you please then send me a detailed reply stating why you don't agree.

To avoid court action please respond to the financial ombudsman who you keep ignoring as our alternative dispute reolution.

If I do not receive a response from you within 30 days of the date of this letter I intend to serve proceedings against you in the County Court without further notice. This may increase your liability for costs.

I refer you to the practice direction on pre-action consuct under the CPR and in particular t paragraphs 13-16 which sets out the sanctions the court may imporse if you fail to comply with the PD.

I look very forward to your acknowledgment.

Yours faithfully

xxxxxx

[Amethyst]

Karly29 - who do you make your payments to ?

[Karly29]

I didn’t think to type it lol

[Amethyst]

You have neat writing so wasn't too hard to read it

Did you MOT the car in January ?

[Karly29]

Standing order to ma car group. I was advised to stop payments which I did in October. They then contacted me to recover the debt. When I told them the car doesn’t belong to them and i want answers they said they’d ring back and i’ve never heard off them since. They’ve done it before apparently. I looked into campany house and it says the moved to unit 3 bloxwhich lane in January this year. Thats a lie. We picked tge vehicle up from there last april

[Karly29]

Ah thank you . Yes we’ve motd the car. We have numerous receipts for parts we’ve bought too. It should also be in the scheme that they tax the vehicle. We’ve done that too.

[Karly29]

With them not showing anyone the contract the only think i’ve got is correspondance emails between me and ma car group. And a hpo report showing who has interest on the vehicle

[Amethyst]

Do the emails have any details from MA car Group about the agreement / payment terms etc ?

[Karly29]

No I have the application acceptance email. And various complaints about them not sending me the contract.

[Karly29]

All complaint emails have been ignored. I don’t know why their hiding this contract. Only they are allowed to see it for an unknown reason