Ccj

[Danny j1976]

Ive recieved a ccj what steps can i take to pay it of in instulments asap as i have been odferd a job but need a payment plan in place

[Amethyst]

Is the CCJ a forthwith order ? Did you defend or submit an admission and offer ?

You can either negotiate directly with the judgment holder or you can apply to the court to set installments- form N245. https://www.gov.uk/government/public...on-of-an-order

[Danny j1976]

No i didnt no about it it went on last year many thanks

[Danny j1976]

Ive tried to call the company that have put ccj and thwy said they have sold the debt so ive called them and they have also done the same

[Amethyst]

So it's quite an old ccj that you weren't aware of and have just found out about ? Any idea what it's for ? How much is it ?

Ring court ( Northampton County court business centre most likely ) with the claim number and ask if they can send you the claim details. Tell them you've just found it on your credit file.

You may be able to apply to set aside the judgment.

[Danny j1976]

Its for a mail order apparently from next i cleardd that bill in 2014 the defaults started in 2016 until 2017 then a ccj

[Amethyst]

Okay.

Call court for details of the claim. The claim may have gone to an old address. The court should be able to email you.

Then send a SAR to Next. https://legalbeagles.info/library/gu...ccess-request/ To get the background info.

Who is the claimant and who who do they think they sold the judgment debt to ?

If you just pay the ccj it will remain on your credit file for 6 years though it will be marked as satisfied.

[Danny j1976]

And can a baliff from the courts take anything belonging to my wife

[Amethyst]

Have you had a warrant of control issued against you ?

How did you find out about the judgment and when ?

Ring court tomorrow and get details of the claim.

If there is a warrant you want to act quite quickly, either by submitting and application to set aside the judgment form N244 ( Set Aside Application ), or by applying to the court for 'redetermination' and to suspend the warrant - form N245 ( https://www.gov.uk/government/public...on-of-an-order )

[Danny j1976]

I couldnt get threw to northhamptom 86 mins then cut of ive came up with a paymemt plan with rustens solicitors was that the best thing for me to do