HSBC refuse to take defaulted loan back from moorcrof!!

[Sortthis]

clear score - shows as account closed in april 2017 on graph chart, on actual account, it shows green for last 'payment' in may 2017, not updated since. although prior this were missed payments. so i am guessing the 'payment' in this case means 'closed' as nothing shows after and i definitely didn't make a payment in may 2017.

mse credit club - actually being updated monthly as defaulted, although amount going down each month? by £6-£10 a month and thats not me paying.

thanks

[Sortthis]

If it shows as D before May 2017 then it defaulted earlier - are you on Clearscore ( that's Equifax free report access ) - they seem to only have the last updated date - can you check Noddle ( free callcredit version ) and MSE Credit club ( free Experian version)

I think knowing the facts and right dates is important before you decide what to do.

i had replied but it seems it vanised;

clear score - shows as account closed in april 2017 on graph chart, on actual account, it shows green for last 'payment' in may 2017, not updated since. although prior this were missed payments. so i am guessing the 'payment' in this case means 'closed' as nothing shows after and i definitely didn't make a payment in may 2017.

mse credit club - actually being updated monthly as defaulted, although amount going down each month? by £6-£10 a month and thats not me paying.

thanks

[Sortthis]

If it shows as D before May 2017 then it defaulted earlier - are you on Clearscore ( that's Equifax free report access ) - they seem to only have the last updated date - can you check Noddle ( free callcredit version ) and MSE Credit club ( free Experian version)

I think knowing the facts and right dates is important before you decide what to do.

each time i reply, it vanises:

equifax was the one which showed an actual D, with thier statutory report which i ordered.

clear score - shows as account closed in april 2017 on graph chart, on actual account, it shows green for last 'payment' in may 2017, not updated since. although prior this were missed payments. so i am guessing the 'payment' in this case means 'closed' as nothing shows after and i definitely didn't make a payment in may 2017.

mse credit club - actually being updated monthly as defaulted, although amount going down each month? by £6-£10 a month and thats not me paying.

thanks

[Amethyst]

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[Sortthis]

The posts are showing - it may be they were coming up on the next page.

oh i see.. thanks i didnt realise