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Hi guys, not posted on here for quite sometime, have checked in occasionally but not contributed for a long time.
A wee update, just over 3 years ago i had something of a breakdown. I am a compulsive gambler, and found myself at my rock bottom. Mortgage company was about to start repossession proceedings, council tax were trying to have me sequestrated, and i was on the verge of checking out and leaving my wife and 2 beautiful daughters.
Luckily, my doctor pointed me in the direction of gamblers anonymous.
It wasnt easy, and i had a few falls, but, ive now been gambling free for 21 months.
I have cleared my mortgage and council tax arrears, i dont have any other credit as my rating is so bad no one would be daft enough to lend to me at the moment lol.
This may come as a surprise to some folk, i have a few members from here on my FB, and to look at that you probably wouldn't know.
Anyway, why am i here, i have been successfully reclaiming some old ppi's, and ive had one recently rejected on the grounds of time barred. Apparently they wrote me in 2013 to inform me i may have been missold. My head wasn't in a great place in 2013 so i dont know whether i received it or not, but, i am interested to know if it is worth taking to the FOS? It was a citi card and is being dealt with by canada square operations.
A wee update, just over 3 years ago i had something of a breakdown. I am a compulsive gambler, and found myself at my rock bottom. Mortgage company was about to start repossession proceedings, council tax were trying to have me sequestrated, and i was on the verge of checking out and leaving my wife and 2 beautiful daughters.
Luckily, my doctor pointed me in the direction of gamblers anonymous.
It wasnt easy, and i had a few falls, but, ive now been gambling free for 21 months.
I have cleared my mortgage and council tax arrears, i dont have any other credit as my rating is so bad no one would be daft enough to lend to me at the moment lol.
This may come as a surprise to some folk, i have a few members from here on my FB, and to look at that you probably wouldn't know.
Anyway, why am i here, i have been successfully reclaiming some old ppi's, and ive had one recently rejected on the grounds of time barred. Apparently they wrote me in 2013 to inform me i may have been missold. My head wasn't in a great place in 2013 so i dont know whether i received it or not, but, i am interested to know if it is worth taking to the FOS? It was a citi card and is being dealt with by canada square operations.
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