New user today..hello

[JULIE1961]

hi new to this!

I have received a letter from Mortimer Clarke sold for Cabot re a 2013 debt it’s headed “we need your attention potential legal action”
I know things have changed recently they way these companies chase debt.
I have 30 days to reply.
Does this mean. Potential ccj lodge? And what can I do at this stage?

Any my advise would be well received.

thanks

[Amethyst]

Is there a reply form something like this ( http://legalbeagles.info/forums/file...tch?id=1181945 ) with the letter ?

Do you know what the debt was originally ?

How much approx is it ?

[JULIE1961]

Hi.. No the form was in colour advising me I could fill in the income form..it also asked if I needed any information regarding the debt It listed documents I could request in tick box form..
th debt is for 464.18 EE mobile

[JULIE1961]

Not all together sure what to do?

[Amethyst]

It depends on whether you want to dispute the debt, ask for more information, seek advice ( from cab etc) or make an offer to pay, which boxes you chose on the form and what documents you ask for.

Do you recognise the debt, any disputes you had with EE before defaulting? Anything showing on your credit file?