WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

[Joanna C]

PRA GROUP (UK) Limited were again defeated today in Truro County Court when the District Judge dismissed the claim having found that they -


1. had not proved assignment so no legal right to bring the claim
2. had not proved service of a Default Notice despite producing a reconstituted document
3. were in breach of section 78 Consumer Credit Act 1974.




Another happy client!

[Amethyst]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

That's great news Jo, thanks for sharing PRA will be just running for the hills anytime they hear you're instructed soon.

So was this another failure to provide the deed of assignment that actually related to the relevant account ?

[Joanna C]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

No Amethyst they had disclosed the deeds of assignment to us which were only redacted to hide price paid and debt types- they still couldn't prove they had title.

[Kati]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

is there a link to the judgement (just me being nosey lol) xx

[Joanna C]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

That's great news Jo, thanks for sharing PRA will be just running for the hills anytime they hear you're instructed soon.

Today's win is a hat trick as this is the third case PRA Group (UK) Limited have lost against us since last month.

In each case the District Judge ruled that they had not proved assignment so had no title to sue as well as other findings including irredeemably unenforceable credit agreements under section 127(3) of the Consumer Credit Act 1974..

[Amethyst]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

Brill. Who was the original creditor in today's case?

[Joanna C]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

Brill. Who was the original creditor in today's case?

MBNA today but one of the other cases last month with PRA Group (UK) Limited was a Barclaycard - different Deeds of Assignment - same result

[Joanna C]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

is there a link to the judgement (just me being nosey lol) xx

No - but the transcript has been ordered ........

[Amethyst]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

Super That wil make good reading xxx

[Diana M]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

That wil make good reading xxx

The Claimant may not see it that way

Di

[Amethyst]

Re: WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

GOOD !