Re: LegalBeagle Wins Bank Charge Case
Hey,
Yes, and given Lloyds accepted that the amounts I was paying were not token payments and quoted as saying in letters 'formal arrangement' the Judge couldn't give them enough stick for this point 'how can this be a formal agreement when indeed it wasn't formal and you defaulted the Claimant in any event'.
because I took my complaint to the ICO and they upheld it and said if I was in a formal arrangement no default should be filed.
I did suffer as a result of the default of course, it's odd because the Judge agreed with Durkin in the hearing but seems to have changed his view.
In addition, oddly he awarded 4% interest although 8% S69 was claimed from the date of each charge. The judge awarded interest from the date I discharged my debt to Lloyds on 1 Sept 13 and therefore interest was £24ish rather than a lot more.
Originally posted by PAWS
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Yes, and given Lloyds accepted that the amounts I was paying were not token payments and quoted as saying in letters 'formal arrangement' the Judge couldn't give them enough stick for this point 'how can this be a formal agreement when indeed it wasn't formal and you defaulted the Claimant in any event'.
because I took my complaint to the ICO and they upheld it and said if I was in a formal arrangement no default should be filed.
I did suffer as a result of the default of course, it's odd because the Judge agreed with Durkin in the hearing but seems to have changed his view.
In addition, oddly he awarded 4% interest although 8% S69 was claimed from the date of each charge. The judge awarded interest from the date I discharged my debt to Lloyds on 1 Sept 13 and therefore interest was £24ish rather than a lot more.
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