credit file ccj

[pault52]

hi just got my credit file via experience it show one cj i have 3 creditors claiming debts against me am i liable for them ? as i was in debt managent company

i assumed they were paid off how do i go about this ?

[Celestine]

Re: credit file ccj

Hi Paul

I assume this is connected to your previous post:

hi had a call from Gmac as i was claiming via a firm ? why a direct call
i was taken to court for arears of £1720.29 ( Max was 2726.91 p ) for breach of court order 50 pounds for charges was pounds behind in arrears i had no bank account and could only pay pay cheque from a building society passbook last year my intrest rate with them them was 10.4 %
i got a letter from jvs they had offered only £450
i have a few statement and thes charges go back to 2002 to 2008 6years worth
15 pounds a month 50 pound arrears charges
one statement
figures show not sure 01 04 2005
if this is correct i need help
starting balance £72,000
postal payment £600 arrear fee £50 no payment dd £15
intrest charge £-487.65


31 12 2005 arrears fee £50 no dd £15
intrest charge £485 .49 balance £73.192.68 ?

was taken to court on £1720.29 arears
on the 30-04 2003 i had £2.726 .91 in arrears
moved morthage to Ge Money in 2008

i hope some one can make sense of this for me thank you Paul.


Debt Management Companies do NOT guarantee everything will be taken care of....far from it.

[pault52]

Re: 9-10 year old aktiv capital debt

credit file only shows one cj they are asking about an old debt

[labman]

Re: credit file ccj

Without attempting Celestine's post, is this correct:

You have got your credit file from Experian. It is showing one CCJ (County Court Judgment) which you admit to.

It also shows three other debts on your file which you thought you'd paid off through a Debt Management Plan?

If that is right, what does it actually say by the three debts that were on the DMP, are they marked settled, Payment Arrangement, PA or anything like that?

[pault52]

Re: credit file ccj

whoops only one cj on file no other debt showing on file credit security apktavia and marlin are asking for funds from old debts .
------------------------------- merged -------------------------------

Without attempting Celestine's post, is this correct:

You have got your credit file from Experian. It is showing one CCJ (County Court Judgment) which you admit to.

It also shows three other debts on your file which you thought you'd paid off through a Debt Management Plan?

If that is right, what does it actually say by the three debts that were on the DMP, are they marked settled, Payment Arrangement, PA or anything like that?

no others on file