advice needed; After The Event Insurance

[Privatemay1]

I am in the process of making a road incident claim and have been advised there is After the event insurance taken out for the amount of £252
Does anyone know if l need this if l can do without and will solicitors take the case without this
my case is straight forward and with over 50% chances to win and don’t understand why l need the insurance

Thank you

[Amethyst]

In case you lose, or costs aren't awarded to you as claimant .... which would cost you far, far more than the £252 premium. Have you signed up with a solicitor and been sent client care documents including details of the ATE? or are you doing your claim through your insurer or a CMC ?

des8