Hello All - Voluntary Termination where ex-partner has vehicle

[notanotherdonkey]

Re: Hello All

Did you read post 10? my ex just ignores all calls etc & even went for mediation in which the ex failed to attend about 8 months back.Hence i had to get a court order to try to recover money.

[notanotherdonkey]

Re: Hello All

sorry i meant post 12.

[Tools]

Re: Hello All

Best initial advice would be to speak with the HP providers and ask them how to proceed. Who was the HP agreement with?

Is the vehicle registered in your name or your ex-partners? Either way this will affect your credit file.

It may also be an idea to write to your ex and tell them that you intend to stop paying for the car and if they want to keep it they will have to either resume payments to you or pay the outstanding balance. I realise you may not get a response but this way you will have at least notified them which would be considered further down the line.

I'll move the thread into a different forum where it may get a few more answers and amended the thread title.

[notanotherdonkey]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

The h.p is in my name& it is Peugeot but i have spoken to them&explained my situation etc but to no avail, they can get the car back but i can not guarantee the car being there at the time they suggest.

[nemesis45]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I agree with the above neither you nor your ex own the car the HP lender is the owner, which company is this?
If the HP agreement is in your name only you are responsible for it.
Who is the registered keeper ?

[Tools]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

Then unless you can arrange something with your ex or immobilise the vehicle it is going to be difficult to think of another way.

[notanotherdonkey]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I do not think i can arrange anything with my x so it looks like getting a court order or immobilise the vehicle.

[Tools]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

Have you supplied the HP Co. your ex's current address, if so ask them to write a notice to inform them the vehicle is to be collected.

[notanotherdonkey]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

No i have not informed the H.P company of my ex address but will phone the company.

[nemesis45]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

It is essential that you cover yourself against possible legal action and or other costs, some HP agreements have " excess mileage " clauses which can rack up a serious debt if not complied with.
If all else fails you may have to consider reporting the car as stolen. HP companies are known to do this when payments cease.

[notanotherdonkey]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I have phoned the company Today& advisor told me it was a civil matter so i told him could i speak to customer services manager so which i did.Going to send me a form out but i have to sign it about wear& tear etc then they will collect the vehicle from my ex as should not be driving it& will not have an option but to hand it back.I had to stick by my guns& speak to someone with more authority.

[Tools]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

Well done, seems you are making progress at least

[nemesis45]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I have phoned the company Today& advisor told me it was a civil matter so i told him could i speak to customer services manager so which i did.Going to send me a form out but i have to sign it about wear& tear etc then they will collect the vehicle from my ex as should not be driving it& will not have an option but to hand it back.I had to stick by my guns& speak to someone with more authority.

May I make a suggestion please?

Write a Formal letter to your ex informing that the financé on the vehicle is cancelled and they must cease to use it immediately.
Tell them they a required to deliver up the All Keys and documents regarding the car to the HP companies representative on collection of the vehicle and they will be help responsible for wear and tear and any excess mileage charges claimed by the HP company.

Use signed for post if you think this will get signed for otherwise 1st class post and get proof of posting.

[notanotherdonkey]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I have sent the formal letter of today& have kept a photocopy.

[nemesis45]

Re: Hello All - Voluntary Termination where ex-partner has vehicle

I have sent the formal letter of today& have kept a photocopy.

Good luck. please let us know the result.