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Car payments the funding cooperation

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  • #1

    Car payments the funding cooperation

    I bought a car from acf car finance company just on a year ago and the finance was done with a company called the funding cooperation, I'm paying 240 a month for 5 years on a £6700 car when bought! I recently got my own place and this car is killing me with repayments, to the point I have now missed a payment it was due 3 days ago! They have already started calling me and I'm not one for confrontational calls, but I need some advice on what they can do and we're I stand, I no I have missed a payment but I'm really embarrassed and stuck on what to do!
    Thanks
    Tags: None
  • #2
    Re: Car payments the funding cooperation

    Hi Sammiejw & welcome to Legal Beagles.

    Who has started calling you?
    Have you looked into reclaiming PPI?

    Some info on this thread http://www.legalbeagles.info/forums/...ng-Corporation
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: Car payments the funding cooperation

      Originally posted by charitynjw View Post
      Hi Sammiejw & welcome to Legal Beagles.

      Who has started calling you?
      Have you looked into reclaiming PPI?

      Some info on this thread http://www.legalbeagles.info/forums/...ng-Corporation

      Hi and thank you,
      the funding cooperation have already called me twice today and left voicemails, I didn't no I had ppi within my finance?

      Comment

      • #4
        Re: Car payments the funding cooperation

        Originally posted by Sammiejw View Post
        Hi and thank you,
        the funding cooperation have already called me twice today and left voicemails, I didn't no I had ppi within my finance?
        Check the agreement.
        Can you post it up here? (cover any personal details, but do not deface the original document)
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment

        • #5
          Re: Car payments the funding cooperation

          I will upload my contract shortly but I am also looking at the vt procedure! Could you help or advice me a bit better on that aspect and I will upload my contract once I get to my laptop? Thanks

          Comment

          • #6
            Re: Car payments the funding cooperation

            Originally posted by Sammiejw View Post
            I will upload my contract shortly but I am also looking at the vt procedure! Could you help or advice me a bit better on that aspect and I will upload my contract once I get to my laptop? Thanks

            Ive had issues with my laptop and I cannot upload the documents, however I have had an advisor contact me today with all the legal speal of, it's a binding contract and a bill of sale and there is no way out of the contract? They also advised me thy have issued a seizure of vehicle of I don't make a payment in the next 5 days hey will collect the car in the beginning of August? They will sell the car at auction and I will be left to pay the outstanding amount of over 13,000 I bought the car for 6200 and its not even worth £3000 now, I've had the car 11 months! Can anyone shed a bit of light on the situation? Anyone's advice is greatly appreciated thanks

            Comment

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