Car reposessed sold at auction no paperwork

[tonypully]

Can anybody help please?

Had a car repossessed through on-line finance and now with Marlin Financial, asked for a copy of original agreement which they sent with notice of assignment and a print off list of charges.

My only concern is that I have asked for proof of sale or a receipt from auction to say how much the car sold for? but nothing! Just a amount on the list of charges.

Surely this is my monies I am paying back Monthly and have a right to see said invoice?

Many thanks for your help.

Tony

[Tools]

Re: Car reposessed sold at auction no paperwork

Can you copy out the letter you sent please.

[tonypully]

Re: Car reposessed sold at auction no paperwork

Hi Tools,
Many thanks for your reply, have tried to attach my letter and copy of agreement but says file to big and cant do, so have typed out letter sent. As said recieved NOA and CCA but nothing else.

ta Tony

DearSir/madam

can you please explain to me why the original amount owed on April 2007 to yourselves On-line finance was 33832.90.

And in July 2007 tha amount owed to marlin financial was £5003,16. A vast difference.

Also my solicitor is requesting all original documentation that On-line-Finance have to how you reached the final amount which was owed. which you are bound to provide under the Consumer credit act 1974. As no proof of original documentation from the sale of vehicle have ever beensent to myself.IE: Legal documentation of car price when sold at auction.

That is why I am requesting a CCA.

Yours sincerely

Thanks again Tools

[Tools]

Re: Car reposessed sold at auction no paperwork

In that case I would send them a Subject Access Request along with the £10 fee.

Hi Tools,
Many thanks for your reply, have tried to attach my letter and copy of agreement but says file to big and cant do, so have typed out letter sent. As said recieved NOA and CCA but nothing else.

ta Tony

DearSir/madam

can you please explain to me why the original amount owed on April 2007 to yourselves On-line finance was 33832.90.

And in July 2007 tha amount owed to marlin financial was £5003,16. A vast difference.

Also my solicitor is requesting all original documentation that On-line-Finance have to how you reached the final amount which was owed. which you are bound to provide under the Consumer credit act 1974. As no proof of original documentation from the sale of vehicle have ever beensent to myself.IE: Legal documentation of car price when sold at auction.

That is why I am requesting a CCA.

Yours sincerely

Thanks again Tools

[tonypully]

Re: Car reposessed sold at auction no paperwork

Hi Tools,

Many thanks for your help, who do I send the request to On-line finance or Marlin?

Also can you give me some tips on the wording please.

Ta Tony

[Tools]

Re: Car reposessed sold at auction no paperwork

Send it to whoever is chasing the debt or both.

The wording can be adapted from the template here > Subject Access Request Data Protection Act - How to get your information.