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Re: Hi Everyone

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  • #1

    Re: Hi Everyone

    The problem I have is I bought a car from Welcome finance 2 years ago. I had it over 4 years but was told I could trade it in after 2 years. I am just paying my 25th instalment tomorrow, never missed a payment. Rang them today to say I wanted to trade the car in, hopefully for something cheaper - am paying £360. per month. They told me I couldnt trade it in for at least another 6 - 12 months as the car is only worth about 2 grand to them. I dug out the agreement and wondered if I had cause for complaint. The agreement doesn't state what type of agreement it is only it is a regulated agreement so I dont know if it is a HP or CS. Also it doesn't state anything on there about my right to terminate - I thought I could terminate after I had paid 50% of the total balance - which I have. I have never received a statement from them. Anyone any ideas. I dont want to pay another 8K for a car thats only worth 2K. Thanks
  • #2
    Re: Hi Everyone

    A Warm Welcome to the site Jazmin. I hope we can help you out with some good advice.

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    • #3
      Re: Hi Everyone

      Hi Jazmin, and welcome

      Would it be possible for you to scan the agreement and post on the forum?

      Remove personal details first, this might help you get the answers you need.
      Member of the Beagles £2 coin and small change savers clubs, both based in the Debt Forum:11:

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      • #4
        Re: Hi Everyone

        Will do - thank you
        Jaz

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