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Court hearing for mortgage arrears, need advice please

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  • Court hearing for mortgage arrears, need advice please

    Hi all. I need your help please.
    on the 5th March I have a court hearing relating to £1600 arrears on my 2nd charge mortgage

    All this mess happened during Covid where I was made redundant.
    I have received no paperwork from either Court or mortgage company relating to any defence I can make or request an adjournment and time is short.
    I can borrow the money from a relative to pay the arrears but I first wanted to know what would likely happen if I paid the arrears in full before the hearing.
    Will the hearing still go ahead or is this at the discretion of the mortgage company?
    Speaking to my mortgage provider, the case would only be adjourned and not cancelled.
    At this point I have managed to make bulk payments to bring the balance down from £2000 to around £1600 over the last few months.

    Can anyone please offer advice on what the likely outcome would be if I cant pay off the arrears balance or if I do.
    Thank you
    Tags: None

  • #2
    If you are able to clear the arrears you should ask the claimant to discontinue the case. Otherwise you can go to the hearing and request the judge to dismiss the case against you.

    If you can't clear the balance the case will continue.

    Is there any chance of being able to clear this mortgage in full?
    Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

    Guides and handbooks for Litigants in Person - :

    https://legalbeagles.info/forums/for...60#post1701560

    Comment


    • #3
      I cannot clear the mortgage in full but can clear the arrears in full

      Comment

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