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Dodgy ambulance chasing ref mortgage charges?

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  • Dodgy ambulance chasing ref mortgage charges?

    Hi, not sure where to put this so i'll put it here.

    Cashier in my local Tesco Express accosted me this morning. She knows I've had success with bank charges, credit cards and asked me ages ago if I'd help her to reclaim hers. I said I would. Well today she grabs me and asks me what Ii know about mortgages. Not a lot is my short answer.....She then tells me she's had some bloke on the phone telling her she's been overcharged on her mortgage, his copany will get it back for her, he knew the last 4 digits of her bankcard number, so persuasive etc, before she knows it he's got the rest of the info out of her, hey presto, £74 been debited from her bank account.

    Seems to me this is an ambulance chasing company. As far as she knows, the mortgage (which isn't even in her name, it's her husbands) is up to date. She thinks he said it was to do with when the mortgge was sold to them, I asked if it was ERP, she thinks it was "something with an L in it"

    I've told her to phone the bank and try to get the payment reversed, she's also waiting for correspondence from this company. She has the phone number written down at home so have told her to give it to me and I'll see what I can do.... and told her never ever ever to deal with this sort of thing on the phone etc, the usual warnings.

    anyway, when I get the info I'll be shouting for help......

    and I only went into Tesco's for a loaf of bread........
    Is no longer here

  • #2
    Re: Dodgy ambulance chasing ref mortgage charges?

    See Wendy ................... should have gone to Sainsbury's LOL!!!

    jax

    Comment


    • #3
      Re: Dodgy ambulance chasing ref mortgage charges?

      I've been hearing rumbles about this for a while. People are being approached and told their mortgage was mis sold to them, and this company can get back 000's for them. They seem to be confusing people by saying it is the next big charges reclaim, and of course with your mortgage being your biggest debt and outgoing people want to beleive them. They also seem to muddy the waters talking about PPI. Sub-Prime mortgages seem to be the target group.

      It is of course possible that someone has been missold a PPI along side a mortgage, and that is possibly reclaimable.

      My thoughts are that when you take a mortgage a solicitor is involved and will ask if you understand what you are signing. Just because you have been offered a mortgage at a higher rate than the high street, doesn't make it missold.

      If it was missold then there are going to be complex legal arguments to support that argument, very much like the ERC argument, and the average man on the street, who is not legally trained won't understand them, let alone be able to argue them in court, I know I'd struggle and I don't even know what they are yet!

      People should never be encouraged to do anything that involves their home, and I find it quite concerning, especially if people are misled whilst they are on the repossession route.

      Comment


      • #4
        Re: Dodgy ambulance chasing ref mortgage charges?

        So now we have a name - First Line Services
        and two phone numbers - 0871 906 9911 - called this one and it said "our offices are closed, please call back Mon - Fri 9-5"
        and 01443 230279 (obtained when Tesco lady rang 1471) phoned this one and it was answered by a man with a foreign accent, sounded like a private home number to me. Perhaps she wrote the number down wrongly.
        Is no longer here

        Comment


        • #5
          Re: Dodgy ambulance chasing ref mortgage charges?

          01143 230279 has been reported as a possible spam/soliciting number before

          Please take a look here Wendy Area Code 01443 - Prefix 230 - 01443 230 Pontypridd - Reverse Phone Lookup All Phone Numbers

          Also some more details for you on 1st Line Sevices 1st Line Services

          CONTACT DETAILS Address - 1st Floor,
          Unit 9 Cambrain Ind. Est
          Coed Cae Lane
          Pontyclun
          CF72 9EW

          Customer Services / Sales Support-
          0871 906 9911
          Sales -
          0871 9066066
          Fax Number -
          0871 906 9922
          email -
          sales@1stlineservices.com
          support@1stlineservices.com
          Company Reg No -
          6064645
          Any opinions I give are my own. Any advice I give is without liability. If you are unsure, please seek qualified legal advice.

          IF WE HAVE HELPED YOU PLEASE CONSIDER UPGRADING TO VIP - click here

          Comment


          • #6
            Re: Dodgy ambulance chasing ref mortgage charges?

            As for foreign sounding..................waddaya expect............Welsh (Tools ducks to avoid flying missiles)
            Any opinions I give are my own. Any advice I give is without liability. If you are unsure, please seek qualified legal advice.

            IF WE HAVE HELPED YOU PLEASE CONSIDER UPGRADING TO VIP - click here

            Comment


            • #7
              Re: Dodgy ambulance chasing ref mortgage charges?

              Actually it was an asian sounding bloke, honestly sounded like a private home/house, not business like or professional sounding at all. Just said "hello" as if he was expecting it to be his mom or someone
              Is no longer here

              Comment


              • #8
                Re: Dodgy ambulance chasing ref mortgage charges?

                Originally posted by Tools View Post
                01143 230279 has been reported as a possible spam/soliciting number before

                Please take a look here Wendy Area Code 01443 - Prefix 230 - 01443 230 Pontypridd - Reverse Phone Lookup All Phone Numbers

                Also some more details for you on 1st Line Sevices 1st Line Services

                CONTACT DETAILS Address - 1st Floor,
                Unit 9 Cambrain Ind. Est
                Coed Cae Lane
                Pontyclun
                CF72 9EW

                Customer Services / Sales Support-
                0871 906 9911
                Sales -
                0871 9066066
                Fax Number -
                0871 906 9922
                email -
                sales@1stlineservices.com
                support@1stlineservices.com
                Company Reg No -
                6064645
                That reverse look-up site is useful for finding the location of numbers, but it's not useful as regards identifying numbers which are dodgy. My own home phone number is listed on there.

                Comment

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