"Enforcement" under CCA law

[ncf355]

Hi,

Now, I realise that some time ago it was detrmined by a court that the matter of placing a Default on your credit file was not to be consiodered "Enforcement" under the CCA 74 (where agreement found to be UNenforceable).

I forget the case that dealt with this - could someone point to it as reference?


So, what situation would we need to have to get this somewhat ridiculous set of events overturned in a higher court?

As in, to get a higher court to determine placing a Default on someones credit file for a debt that cannot be enforced by a court is unreasonable

[Nibbler]

Re: "Enforcement" under CCA law

http://www.bailii.org/ew/cases/EWHC/Comm/2009/2386.html

Ask pt2537. I believe I recall that there may be some possibility of challenge going on?

[Guest]

Re: "Enforcement" under CCA law

The default marker is a record of payment history, so there is no way of having it removed unless it was mistakenly placed, enforceanility of the agreement has nothing to do with entries on the credit record.