Can my son see evidence

[righty]

Re: Can my son see evidence

Sorry but if you're refusing to cooperate & are actively allowing them to think its you you are guilty of an offence namely fraud, AND yes they can pay a fee & get the police report

I don't wish to be negative but must point out that what your attempting to do ain't kosher b& you may have problems in the future getting credit if the insurer has put your name on Cifas

[frisp]

Re: Can my son see evidence

Sorry but if you're refusing to cooperate & are actively allowing them to think its you you are guilty of an offence namely fraud, AND yes they can pay a fee & get the police report

I don't wish to be negative but must point out that what your attempting to do ain't kosher b& you may have problems in the future getting credit if the insurer has put your name on Cifas

righty mate its not fraud if they haven't done their homework before chasing me for something I did not do. Its called incompetence and I hope they do try to take me to court I'll win and make more than the £1000 they are claiming.

I am not bound to them as I would if this was a police or DVLA investigation to incriminate myself or anyone else. Ergo they can go do what they need to obtain the information they require to proceed with the case in a 'kosher' manner.

Admiral must have a credit license and if so they are bound by the OFT guidance.

I'm not even sure that its legal and within the DPA for them to approach the police and for the police to share this information with them. The mechanism they are purporting to use is an agreement between the Police chiefs and insurance companies - sounds pretty illegal to me. Since when would such an agreement supersede the law.

As this is a matter of public record what they should do is to pay the fee and obtain the record from the courts.

They are being lazy, are incompetent, do not understand the law and are trying to bully me and then my son into making an agreement to pay that has a lot wrong with it.

As I said earlier the guy drove the car away from the incident, this could have made the condition of the vehicle worse.

I have the garage footage (obtained through a SAR to the courts) his car was barely touched so in my mind a £1000 of my English pounds sounds unreasonable and worth at least me investigating before I decide to pay.

Or should we just pay just cause the insurance company asks us? I think not.

Thanks for all you're words on this I'll go looking on some motoring forums to see if I can get another opinion.