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Hi I received a letter before action from Kearns regarding an account from link financial. It was initially a loan from a student loan company called ‘future finance’. Based on their terms I would begin paying my loan once I graduated but o was pressured to begin once I finished uni a few months before graduating - in 2022. Unfortunately for the first time ever I lost control of my finance when someone I thought I trusted took a loan in my name and didn’t pay it back (silly
pf me I know). I have been stuck repaying that as well as overdrafts etc. I did attempt to make payment dowry link financial but their portal would have issues and honestly I get anxious on the phone so they recently passed it to Kearns. I am open to making a plan before it goes to court I just worry they won’t accept my payments and then decide to pursue court for a CCJ. I would be open to paying £50 a month on a £3000 loan for the next few months and then increasing to pay it off. It’s taken me time to try and sort my finances but I am keen to solve it the right way, just avoiding a CCJ
pf me I know). I have been stuck repaying that as well as overdrafts etc. I did attempt to make payment dowry link financial but their portal would have issues and honestly I get anxious on the phone so they recently passed it to Kearns. I am open to making a plan before it goes to court I just worry they won’t accept my payments and then decide to pursue court for a CCJ. I would be open to paying £50 a month on a £3000 loan for the next few months and then increasing to pay it off. It’s taken me time to try and sort my finances but I am keen to solve it the right way, just avoiding a CCJ
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