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Bw legal- letter before court claim

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  • Bw legal- letter before court claim

    With regard to replying to a letter before court.....can you use and base your reply on the courts PRACTICE DIRECTION PROTOCOL or are you only allowed to use the courts debt claim protocol in replying to the letter. The debt protocol is what BW Legal have followed in their LBC, but they have not used any of the Practice Direction protocol. Bit confused. Thanks, any advice please?
    Tags: None

  • #2
    Paragraph 1.1 of the Debt Protocol says:

    This Protocol applies to any business (including sole traders and public bodies) claiming payment of a debt from an individual (including a sole trader). The business will be referred to as the “creditor”and the individual will be referred to as the “debtor”. This Protocol does not apply to business-to-business debts unless the debtor is a sole trader.
    If the dispute falls into the above statement, the Debt Protocol applies. If it doesn't then the PD Protocol covers all general disputes not covered by any other Protocol listed on the CPR website.
    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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    LEGAL DISCLAIMER
    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

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    • #3
      Originally posted by R0b View Post
      Paragraph 1.1 of the Debt Protocol says:



      If the dispute falls into the above statement, the Debt Protocol applies. If it doesn't then the PD Protocol covers all general disputes not covered by any other Protocol listed on the CPR website.
      I understand that and what they say but can i quote the practice direction protocol as well in my reply for example, can i use this quote..... PRACTICE DIRECTION
      Steps before issuing a claim at court


      (c) the parties disclosing key documents relevant to the issues in dispute.

      thanks

      Comment


      • #4
        No.

        You follow the protocol that applies, that's the whole purpose of having a set of Pre-action Protocols for specific disputes... you don't get to pick and choose to suit yourself.

        I don't know why you want to refer to that point anyway because it's already covered in the Debt Protocol in paragraph 5.1 and 5.2.
        If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
        - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
        LEGAL DISCLAIMER
        Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

        Comment


        • #5
          Originally posted by R0b View Post
          No.

          You follow the protocol that applies, that's the whole purpose of having a set of Pre-action Protocols for specific disputes... you don't get to pick and choose to suit yourself.

          I don't know why you want to refer to that point anyway because it's already covered in the Debt Protocol in paragraph 5.1 and 5.2.
          Thank you Rob, i was just gonna use that quote to find out what documents they would be relying on if it got to court. Thank you.

          Comment


          • #6
            Usually letter before actions from the likes of BWLegal are pretty naff and basic and sometimes don't comply with the Debt Protocol.

            I ave a letter floating around somewhere that you could use as a template to respond but you'll have to wait until later for me to hunt it out.
            If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
            - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
            LEGAL DISCLAIMER
            Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

            Comment


            • #7
              Originally posted by R0b View Post
              Usually letter before actions from the likes of BWLegal are pretty naff and basic and sometimes don't comply with the Debt Protocol.

              I ave a letter floating around somewhere that you could use as a template to respond but you'll have to wait until later for me to hunt it out.
              Thank you Rob, i need to upload my letter but it is saying the file is too big, how do i reduce the size of the file to upload. Thanks

              Comment


              • #8
                Google file compress there's a number of free online reducers
                If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
                - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
                LEGAL DISCLAIMER
                Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

                Comment


                • #9

                  Comment


                  • #10
                    So this is a parking charge. Are they claiming against the keeper? Have you got the PCNs?

                    Comment


                    • #11
                      Originally posted by ostell View Post
                      So this is a parking charge. Are they claiming against the keeper? Have you got the PCNs?
                      Yes, but i have not got the original PCN, I have just sent a SAR off to National Car Parks Ltd, which hopefully will be sent to me. Yes they are claiming against the keeper

                      Comment


                      • #12
                        Originally posted by R0b View Post
                        Usually letter before actions from the likes of BWLegal are pretty naff and basic and sometimes don't comply with the Debt Protocol.

                        I ave a letter floating around somewhere that you could use as a template to respond but you'll have to wait until later for me to hunt it out.
                        Did you find the letter Bob, thanks

                        Comment


                        • #13
                          Send a letter to BWL demanding copies of all the documents they intend to use in the case in order to narrow the issues between you, as expected by the courts. As they are threatening a claim they must have all the documents to hand and therefore you expect the documents by return or at the latest within 7 days

                          Comment


                          • #14
                            Originally posted by ostell View Post
                            Send a letter to BWL demanding copies of all the documents they intend to use in the case in order to narrow the issues between you, as expected by the courts. As they are threatening a claim they must have all the documents to hand and therefore you expect the documents by return or at the latest within 7 days
                            Thank you, I will do. Do you think i should ask for a break down in how they have calculated the £160 at this stage or wait a while, coz I've been told it is double recovery and abuse of process and the court don't take kindly to this. Thanks

                            Comment


                            • #15
                              They have handily put the charge to £160 including initial legal charge. This is not allowed so when it gets to court you complain about abuse of process in trying to recover more than they are entitled to. There have been cases thrown out because of this. Also as the keeper they cannot claim for more than the original PCN

                              Comment

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