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***WON !!!! *** Court claim - Lowell/Lloyds - 27/09/16

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  • #46
    Re: Court claim - Lowell/Lloyds - 27/09/16

    Originally posted by whitevinyl View Post
    Hi all,

    I just wanted to post an update, as there has been quite a bit of activity.

    A court date was set for this case in early June, and a couple of weeks later, we received the usual nice-but-not-nice letter from Lowell stating that they believe that the Statute Barred defence was not applicable because a default notice was issued in 2013, They then stated that they were confident of winning in court, and invited us to make an offer.

    However, there was STILL no evidence provided as requested in the 31.14 request, so I decided to leave it, as I knew we would need to start building our defence by mid-May.

    I was due to post this update on here this week, then this morning my wife sent me a photo with another letter from Lowell's Solicitors, this time stating that they had been instructed to discontinue the claim, and enclosed a 'Notice of Discontinuance'!!!

    Does that mean that this is finished?

    Do I need to check this with the court?

    And is the notice proof against any further claims in future?


    @Kati @Diana M @charitynjw @nemesis45
    Well Done That;s Good News

    nem

    Comment


    • #47
      Re: ***WON !!!! *** Court claim - Lowell/Lloyds - 27/09/16

      Woohoo! That's so exciting, and a huge relief!

      Thanks to everyone who has helped us along the way; this site does a great service and is the sole reason why we were able to hold our nerves until the very end.

      I think the advice I would give other users is to remember that it is up to the claimants to prove liability for the debt, and to just make sure you take the advice offered by the brilliant people on this site and follow the requirements set by the courts.

      Thank you once again [MENTION=6]Amethyst[/MENTION] @Kati @Diana M @charitynjw @nemesis45

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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