**WON** Need Help Writing a Fully Pleaded Defence

[nemesis45]

Re: Need Help Writing a Fully Pleaded Defence

Thanks for your reply.
It wasn't voluntary termination, it was repossessed.

The amount being claimed is £12000, this is the amount left after the proceeds of the sale was taken off.
I have no letter of termination from the original creditor, just the account statement they have recently sent me.
What do you mean by the particulars of the claim?

Thanks

Good morning Millie.

responding to your PM will be back later then we can look at a defence.

nem

[R0b]

Re: Need Help Writing a Fully Pleaded Defence

Sorry, I meant the HP side of things.. too used to talking about VT

The particulars of claim are set out on the initial claim form or alternatively it may be set out on a headed document called particulars of claim. If you haven't got it then it may be worth asking the solicitors to send you a copy of their statements of case which should include the claim form, particulars of claim (if done separately) and the evidence they are relying on. Also worth asking if they have any witness statements they intend to rely on.

Obviously I don't know what you do and don't have so that's just a generalisation of what to ask for.

Few more bits of information about the vehicle:
- what kind of vehicle was it as well as its year of manufacture?
- do you know the amount the vehicle was sold for?

[MillieB]

Re: Need Help Writing a Fully Pleaded Defence

Hi Millie,

I may be able to help with the VT side of things, others may be able to help with the rest of things. it might be useful to post up the following information:

- The HP Agreement including all the terms and conditions
- The amount that is being claimed by Mortimer Clarke
- Who is the original creditor?
- How much the vehicle sold for in 2009
- The statement of account
- Any notice of assignments that you have received
- Any other documents or information you think is useful.
- The wording of the particulars of claim
- Did you receive a letter of termination from the original creditor or any other debt company?

when is the defence due? Is it 21 days from today?

Thanks for your reply.
It wasn't voluntary termination, it was repossessed.

The amount being claimed is £12000, this is the amount left after the proceeds of the sale was taken off.
I have no letter of termination from the original creditor, just the account statement they have recently sent me.
What do you mean by the particulars of the claim?

Thanks

[R0b]

Re: Need Help Writing a Fully Pleaded Defence

Hi Millie,

I may be able to help with the VT side of things, others may be able to help with the rest of things. it might be useful to post up the following information:

- The HP Agreement including all the terms and conditions
- The amount that is being claimed by Mortimer Clarke
- Who is the original creditor?
- How much the vehicle sold for in 2009
- The statement of account
- Any notice of assignments that you have received
- Any other documents or information you think is useful.
- The wording of the particulars of claim
- Did you receive a letter of termination from the original creditor or any other debt company?

when is the defence due? Is it 21 days from today?