Received a claim? Yes
Issue Date: 21-4-2015
Amount approx: 1500
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: BRYAN CARTER SOLICITORS LLP
Original Credit: HSBOS
Particulars of Claim:
THE CLAIMANTS CLAIM IS FOR THE SUM OF 1212.61, BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND HBOS PLC, UNDER ACCOUNT REFERENCE (LOWELL AC NO) AND ASSIGNED TO THE CLAIMANT ON 29/06/2007, NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT.
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH.
AND THE CLAIMANT CLAIMS 1212.61
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 97.02
Stat Barred? No
Have sent: Acknowledged the Claim
Other Info:
Hi Please be gentle with me,
I have just had this Court Claim form, and need help please in simple English and instructions.
The forms have arrived in my married name.
I have not been called my married name since July 2000.
They arrived on Thursday 23rd April and I received a letter from Bryan Carter dated the 22 April on Saturday the 25th saying I was going to get court papers!
On some investigation I have found it to be an old Halifax account from when I was married and we went our separate ways. I cannot remember what is was poss a loan? I had to hand our house back when we got divorced, and had various debts both joint and just in my married name.
This debt is no longer on my credit file, so I cannot check further details.
I, sadly as it seems, went to CAS who advised and organised paying £1 a month on all debts which when put in place, I kept paying and forgot about, wrong now as I know, but this was then and I was in a bout of depression and in a bad place for many years.
Now some dates....
Original default - date unknown.
Debt apparently assigned to Lowell 29/06/2007
£1 payments made Jan 2008 - till poss Jan 2011.
So not SBarred yet?
Can you please help me by letting me know what letters I have to send and to who, with what payments etc.
Also what do I do about it all being in a different name?
I am at the moment unable to work as I have to look after my disabled partner and I have no money coming in myself, we have to live off of his disability.
So far I have replied to the court online, acknowledgement of Service was submitted online 29/4/15.
Thanks in advance for any help.
Issue Date: 21-4-2015
Amount approx: 1500
Claimant: LOWELL PORTFOLIO I LTD
Solicitor: BRYAN CARTER SOLICITORS LLP
Original Credit: HSBOS
Particulars of Claim:
THE CLAIMANTS CLAIM IS FOR THE SUM OF 1212.61, BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND HBOS PLC, UNDER ACCOUNT REFERENCE (LOWELL AC NO) AND ASSIGNED TO THE CLAIMANT ON 29/06/2007, NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT.
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH.
AND THE CLAIMANT CLAIMS 1212.61
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 1984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 97.02
Stat Barred? No
Have sent: Acknowledged the Claim
Other Info:
Hi Please be gentle with me,
I have just had this Court Claim form, and need help please in simple English and instructions.
The forms have arrived in my married name.
I have not been called my married name since July 2000.
They arrived on Thursday 23rd April and I received a letter from Bryan Carter dated the 22 April on Saturday the 25th saying I was going to get court papers!
On some investigation I have found it to be an old Halifax account from when I was married and we went our separate ways. I cannot remember what is was poss a loan? I had to hand our house back when we got divorced, and had various debts both joint and just in my married name.
This debt is no longer on my credit file, so I cannot check further details.
I, sadly as it seems, went to CAS who advised and organised paying £1 a month on all debts which when put in place, I kept paying and forgot about, wrong now as I know, but this was then and I was in a bout of depression and in a bad place for many years.
Now some dates....
Original default - date unknown.
Debt apparently assigned to Lowell 29/06/2007
£1 payments made Jan 2008 - till poss Jan 2011.
So not SBarred yet?
Can you please help me by letting me know what letters I have to send and to who, with what payments etc.
Also what do I do about it all being in a different name?
I am at the moment unable to work as I have to look after my disabled partner and I have no money coming in myself, we have to live off of his disability.
So far I have replied to the court online, acknowledgement of Service was submitted online 29/4/15.
Thanks in advance for any help.
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