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Dear Forum,
I recently checked my credit rating which should be very high, but noticed it was very low. After a bit of clicking around I was stunned to find a CCJ for £236, with my old address linked to it. The date of the CCJ is Jan 2023.
I left the old address in Jan 2020, and have been on the public electoral roll ever since so should have been easy enough to find. Other utilities found me at my new address with no problem.
I called the court, and was advised that this was for a parking charge from 2017, which I have no recollection of. The lady I spoke to gave the name of UKPC as the claimant, and advised me to complete an N244 set aside application, which I did. It didn't dawn on me that this was the sort of issue I should be seeking advice for first, I thought it would be straightforward.
Anyway, I have emailed the N244 form back to them, stating that I did not live at the address since Jan 2020, so the judgement was improperly served. I did this on the 5th September, just under 2 weeks ago.
I did not contact UKPC or ask for all the particulars of the claim from the court, as per your guidance, as I didn't know I had to at the time. It was only after Googling after the event I realise I maybe should have.
Please could someone tell me how much these omissions matter? And what, if anything, I should do next?
Many thanks in advance.
I recently checked my credit rating which should be very high, but noticed it was very low. After a bit of clicking around I was stunned to find a CCJ for £236, with my old address linked to it. The date of the CCJ is Jan 2023.
I left the old address in Jan 2020, and have been on the public electoral roll ever since so should have been easy enough to find. Other utilities found me at my new address with no problem.
I called the court, and was advised that this was for a parking charge from 2017, which I have no recollection of. The lady I spoke to gave the name of UKPC as the claimant, and advised me to complete an N244 set aside application, which I did. It didn't dawn on me that this was the sort of issue I should be seeking advice for first, I thought it would be straightforward.
Anyway, I have emailed the N244 form back to them, stating that I did not live at the address since Jan 2020, so the judgement was improperly served. I did this on the 5th September, just under 2 weeks ago.
I did not contact UKPC or ask for all the particulars of the claim from the court, as per your guidance, as I didn't know I had to at the time. It was only after Googling after the event I realise I maybe should have.
Please could someone tell me how much these omissions matter? And what, if anything, I should do next?
Many thanks in advance.
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