CCJ on Credit File but No Paperwork Received from Court

[Robinson1]

Hi I've received a CCJ on my credit file. the name is incorrect on the file also. I had received NO paperwork from the court. The company who took me to court did not have my full name or address as no contract was ever put into place. Over the telephone a company offered to build a website and rank top page of google. I agreed on the telephone as they were highly skilled sales people. However the next day I realised it was not something I wanted to pursue. I had received no email or confirmation at this time. I emailed the company stating that I wished to cancel. I then received numerous emails stating I had not paid or set up a direct debit. Nothing in the post as they did not have my address. Two months later the company sent me a link to the website. I again stated that I had cancelled. They informed me that I did not have the right to cancel or use the 14 day cooling off period as this was a business arrangement. I heard nothing in writing and now have a CCJ. Any advice on what I should do or where I stand. Thank you so much.

[R0b]

Hello

Over the telephone a company offered to build a website and rank top page of google. I agreed on the telephone as they were highly skilled sales people.

What you have said above suggests to me you may have entered into a contract. For some reason everyone seems to think a contract has to be in writing and signed but that is a complete myth - contracts can be made verbally or in writing.

Did you discuss terms such as cost and other things at all? On the face of it, you may have a good chance to have the judgment set aside as of right or for some other good reason, especially if they did not have your address but it begs the question, what address did they put on the claim form.

First, you need to obtain the court claim number so you can contact the court and get more information. I suggest you take a read of the link below, follow the initial steps and then come back to us when you have the details of the claim then we can take it from there, assuming you intend to pursue it.

Setting aside a default judgment (detailed version) - LegalBeagles Forum

[Robinson1]

Hello



What you have said above suggests to me you may have entered into a contract. For some reason everyone seems to think a contract has to be in writing and signed but that is a complete myth - contracts can be made verbally or in writing.

Did you discuss terms such as cost and other things at all? On the face of it, you may have a good chance to have the judgment set aside as of right or for some other good reason, especially if they did not have your address but it begs the question, what address did they put on the claim form.

First, you need to obtain the court claim number so you can contact the court and get more information. I suggest you take a read of the link below, follow the initial steps and then come back to us when you have the details of the claim then we can take it from there, assuming you intend to pursue it.

Setting aside a default judgment (detailed version) - LegalBeagles Forum

Thank you that's helpful. We discussed the cost but not the terms. They never asked for my address or my full name. I will get in touch with the court.