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Hey all. I was wondering if I could get some guidance on what to do with the following:
I recently had a hearing to set aside two CCJs. One that appears on my credit file and one that doesn't. The one that doesn't I actually found at the bottom of an SAR request for the other CCJ. I didnt have to ask for it to be set aside but i thought i would incase of any complications in future. Both are in relation to parking tickets.
CCJ 1 - Good news in my hearing today, it was granted a mandatory set aside and i now need to file a defence. im unsure how best to put this together. Where could I find some info around doing this?
CCJ - This was not set aside due to no ground for defence. The context - This is in relation to parking fine and letters and claim forms that were sent to the wrong add as I didnt update my DVLA records. I asked if it could be set aside discretionary under CRP 13 but CPR 6 stated that the claimant took all the right steps so the defence wouldn't be strong enough. The truth is that I moved across the country in a rush due to new job and as it was an intense and testing year, i literally forgot to update my details. The claim forms were then sent to the wrong add.
I argued that i didnt try to hide or avoid the law and was easily found on third part company profiles for any credit checks etc but the CCj set aside was still dismissed. I dont really know what else I can say about this except that it was a genuine mistake and that it is unfair that I should have to deal with this for 6 years. Any recommendation of how I could appeal the decision and set up a strong defence?
Many thanks for you support.
I recently had a hearing to set aside two CCJs. One that appears on my credit file and one that doesn't. The one that doesn't I actually found at the bottom of an SAR request for the other CCJ. I didnt have to ask for it to be set aside but i thought i would incase of any complications in future. Both are in relation to parking tickets.
CCJ 1 - Good news in my hearing today, it was granted a mandatory set aside and i now need to file a defence. im unsure how best to put this together. Where could I find some info around doing this?
CCJ - This was not set aside due to no ground for defence. The context - This is in relation to parking fine and letters and claim forms that were sent to the wrong add as I didnt update my DVLA records. I asked if it could be set aside discretionary under CRP 13 but CPR 6 stated that the claimant took all the right steps so the defence wouldn't be strong enough. The truth is that I moved across the country in a rush due to new job and as it was an intense and testing year, i literally forgot to update my details. The claim forms were then sent to the wrong add.
I argued that i didnt try to hide or avoid the law and was easily found on third part company profiles for any credit checks etc but the CCj set aside was still dismissed. I dont really know what else I can say about this except that it was a genuine mistake and that it is unfair that I should have to deal with this for 6 years. Any recommendation of how I could appeal the decision and set up a strong defence?
Many thanks for you support.
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