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Cabot old credit card debt

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  • Diana M
    replied
    Re: Cabot old credit card debt

    Originally posted by Dobbs2010 View Post
    it was believed by a solicitor it was an unlawful agreement due to errors in the agreement.
    Can you clarify whether you've previously instructed a solicitor and/or whether that solicitor is still instructed but you are seeking a second opinion on what to do next from the forum.

    Or was this legal advice given to you by a Claims Management Company etc?

    Di

    Leave a comment:


  • Dobbs2010
    replied
    Re: Cabot old credit card debt

    Forgot to say they rang me the other day too, but I refused to go through security questions and wouldn't speak to them.

    Leave a comment:


  • nemesis45
    replied
    Re: Cabot old credit card debt

    Originally posted by Dobbs2010 View Post
    @nemesis45

    Here are the letters I received. Will dig older documents out tomorrow night after work.

    [ATTACH=CONFIG]25542[/ATTACH][ATTACH=CONFIG]25543[/ATTACH][ATTACH=CONFIG]25544[/ATTACH][ATTACH=CONFIG]25545[/ATTACH]

    Regards
    Dobbs
    Hello Dobbs,

    Every one of those is a standard template begging letter, Cabot are usually very quick to issue court claims this lot makes me think they are on thin ice.

    It'll be easier to judge once we have seen all the correspondence.

    nem

    Leave a comment:


  • Dobbs2010
    replied
    Re: Cabot old credit card debt

    @nemesis45

    Here are the letters I received. Will dig older documents out tomorrow night after work.

    Click image for larger version

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ID:	1171884Click image for larger version

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ID:	1171885

    Regards
    Dobbs

    Leave a comment:


  • nemesis45
    replied
    Re: Cabot old credit card debt

    Originally posted by Dobbs2010 View Post
    Ref point 1, thank you I thought they were trying to be sly.

    2. I'll find the original paperwork, but I believe the solicitor stated the agreement was unenforceable due to errors in the agreement.

    3. Again I'll know better when I find the original paperwork.

    4. I'll scan and post the letters shortly.

    Thanks
    Dobbs
    OK Dobbs,

    Tag :@nemesis45 and I'll pick up on the thread if not this evening first thing in the morning.

    nerm

    Leave a comment:


  • Dobbs2010
    replied
    Re: Cabot old credit card debt

    Originally posted by nemesis45 View Post
    Good afternoon, welcome to LB,

    1. The " Notice of Assignment can be sent by the original creditor and/or the debt purchaser, when debts are sold in portfolio lots often the debt purchaser is authorised to print and send an NOA on behalf of the creditor.

    2. What was the dispute?

    3. Do you know when the account was defaulted or when the last payment or written acknowledgment was made to this alleged debt..

    4. If you can please post copies of the letters here after removing your name and address and any account numbers. If have any problem in doing this I'm sure @Kati will be able to help you.

    nem
    Ref point 1, thank you I thought they were trying to be sly.

    2. I'll find the original paperwork, but I believe the solicitor stated the agreement was unenforceable due to errors in the agreement.

    3. Again I'll know better when I find the original paperwork.

    4. I'll scan and post the letters shortly.

    Thanks
    Dobbs

    Leave a comment:


  • nemesis45
    replied
    Re: Cabot old credit card debt

    Good afternoon, welcome to LB,

    1. The " Notice of Assignment can be sent by the original creditor and/or the debt purchaser, when debts are sold in portfolio lots often the debt purchaser is authorised to print and send an NOA on behalf of the creditor.

    2. What was the dispute?

    3. Do you know when the account was defaulted or when the last payment or written acknowledgment was made to this alleged debt..

    4. If you can please post copies of the letters here after removing your name and address and any account numbers. If have any problem in doing this I'm sure [MENTION=49370]Kati[/MENTION] will be able to help you.

    nem

    Leave a comment:


  • Kati
    replied
    Re: Cabot old credit card debt

    tagging [MENTION=55034]nemesis45[/MENTION] xx

    Leave a comment:

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