cabot county court claim statue barred

[pel007]

Hi newbie here. Have read a few threads and hope someone can help.
my wife has recieved a claim from northampton county court from cabot financial for a debt with capital one which should now be statue barred. There is nothing on credit report either.

I have done the acknowledge of service.
do i have to do anything else on there as it has response forms i.e start defence, start part admission

Also on the cpr
"To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on*XX XXXX201X."

Am i putting in a date where the xx's are

[charitynjw]

Re: cabot county court claim statue barred

Hi pe1007 & welcome.

I'd just leave it at "ahead of filing my defense".

Have you sent the CCA letter to Claimant (+£1 & proof of posting)?

[pel007]

Re: cabot county court claim statue barred

Hi pe1007 & welcome.

I'd just leave it at "ahead of filing my defense".

Have you sent the CCA letter to Claimant (+£1 & proof of posting)?

Will send cca letter tomorrow as need to get the postal order today

[pel007]

Re: cabot county court claim statue barred

As i see on another thread should i send a letter to the solicitors mortimer clarke informing them that the debt is statue barred.

Also on the cpr
"To enable me to file my defence and/or counterclaim, I require inspection of documents you mention in your statement of case ahead of filing my defence on*XX XXXX201X."

Am i putting in a date where the xx's are so i can get that sent off too.
thanks

[charitynjw]

Re: cabot county court claim statue barred

Re date, see post #2

Re SB. you haven't supplied enough info for comment.

Have you paid into the account. or expressly acknowledged in it the 6 years prior to the court claim?

[pel007]

Re: cabot county court claim statue barred

Re date, see post #2

Re SB. you haven't supplied enough info for comment.

Sorry didnt see that.
for sb thought it had to be 6yrs. I know for fact that she has not paid anything or made any kind of contact for over 6yrs. The debt is also no longer on her credit report.

[charitynjw]

Re: cabot county court claim statue barred

Have you checked bank statements?

Credit reports, while useful, may not be 100% reliable.

[pel007]

Re: cabot county court claim statue barred

Have you checked bank statements?

Credit reports, while useful, may not be 100% reliable.

No not checked bank statements. It was for a credit card 8 years ago and she defaulted 7 years ago. She has made no contact or made any payments

[charitynjw]

Re: cabot county court claim statue barred

In that case, res ipsa loquitur.

[pel007]

Re: cabot county court claim statue barred

In that case, res ipsa loquitur.

sorry what does that mean, am new to all this.

[charitynjw]

Re: cabot county court claim statue barred

https://www.google.co.uk/webhp?sourc...psa%20loquitur

[pel007]

Re: cabot county court claim statue barred

So that shows defiantion that it speaks for itself. Im confused!!

[charitynjw]

Re: cabot county court claim statue barred

So that shows defiantion that it speaks for itself. Im confused!!

????

[pel007]

Re: cabot county court claim statue barred

Sorry not long woke up as work nights.
"Definition"
so are you saying it speaks for itself and what do i need to do. Thanks

[charitynjw]

Re: cabot county court claim statue barred

I'm not an expert, but from what I've read, if SB, the court can't give you a CCJ.