Re: Help with bank loan difficulties
Hiya FlamingParrot, thanks for your reply. I asked CCCS .NATIONAL DEBTLINE CONSUMER DIRECT and the BANK
I made the request for all docs appertaining to my loan and current accounts and it was made via Fredrickson International as they were now collecting the payments. Before I use to pay into bank branch.
Can't remember wording as it was back in 2010 but I was disputing the balance as well.
Bank sent via Fred's copies of all the statements from my current account from Oct 09 to July 09 showing all the payments I had made I think the default was sometime in 2001/2002 no copy of DN supplied.
i also got copies of loan agreements totally illegible anyway just filed them away as this was Dec 2010 and I was fighting my big C and shortly thereafter struck down again with another dose. On closer inspection of the agreements I have just noticed today they are not the ones I D/F on but for 3prior loans I had had and paid them off with no problems. The default dropped of in 2008 and went back on in March 2009 had it removed in Dec 2010/jan 2011
i know I should'nt have phoned but I was fuming.
I sent the CCA S 77-79 CCAct 1974 first to Fred's who returned it then sent it to Cabot . The bank said if I was still in dispute to send a SAR to them Have not done yet I was waiting to see what Cabot comes back with.
I know I've been a bit laxed with everything but I was naive its only now I am trying to get to grips with things do you know I think people must see me coming even my mortgage co. seems to have jumped on the band wagon because the help I got from the dss was not paid at the same time as my payment they put me in arrear's every month and I've had to pay all that back as well AHH WE'LL over ma head for now cos that's another story
Hiya FlamingParrot, thanks for your reply. I asked CCCS .NATIONAL DEBTLINE CONSUMER DIRECT and the BANK
I made the request for all docs appertaining to my loan and current accounts and it was made via Fredrickson International as they were now collecting the payments. Before I use to pay into bank branch.
Can't remember wording as it was back in 2010 but I was disputing the balance as well.
Bank sent via Fred's copies of all the statements from my current account from Oct 09 to July 09 showing all the payments I had made I think the default was sometime in 2001/2002 no copy of DN supplied.
i also got copies of loan agreements totally illegible anyway just filed them away as this was Dec 2010 and I was fighting my big C and shortly thereafter struck down again with another dose. On closer inspection of the agreements I have just noticed today they are not the ones I D/F on but for 3prior loans I had had and paid them off with no problems. The default dropped of in 2008 and went back on in March 2009 had it removed in Dec 2010/jan 2011
i know I should'nt have phoned but I was fuming.
I sent the CCA S 77-79 CCAct 1974 first to Fred's who returned it then sent it to Cabot . The bank said if I was still in dispute to send a SAR to them Have not done yet I was waiting to see what Cabot comes back with.
I know I've been a bit laxed with everything but I was naive its only now I am trying to get to grips with things do you know I think people must see me coming even my mortgage co. seems to have jumped on the band wagon because the help I got from the dss was not paid at the same time as my payment they put me in arrear's every month and I've had to pay all that back as well AHH WE'LL over ma head for now cos that's another story
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