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I was repaying a Sainsburys loan for a couple of years even though they were the only OC to continue charging interest on my account. After persevering with them, they agreed to freeze the interest but within a couple of months I was informed that the debt had been sold to Cabot.
I then received a letter from Cabot asking me to contact them in order to set up a payment plan but decided to wait for the second letter, which I imagined would follow very shortly. This was about 3 months ago and I have had no further correspondence.
I know that they have phoned me many times as I googled the number but I have never actually spoken to them. Still no further correspondence.
However, I have had a visit from who seemed to be a debt collector, asking for me by name and I have no idea what made me do this but I denied any knowledge of knowing the person and they asked for a forwarding address. I just again said that I don't know this person.
I am at a loss as where to go from here, I can't understand why they have only ev sent one letter. An advice?
I then received a letter from Cabot asking me to contact them in order to set up a payment plan but decided to wait for the second letter, which I imagined would follow very shortly. This was about 3 months ago and I have had no further correspondence.
I know that they have phoned me many times as I googled the number but I have never actually spoken to them. Still no further correspondence.
However, I have had a visit from who seemed to be a debt collector, asking for me by name and I have no idea what made me do this but I denied any knowledge of knowing the person and they asked for a forwarding address. I just again said that I don't know this person.
I am at a loss as where to go from here, I can't understand why they have only ev sent one letter. An advice?
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