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Hi their looking for help regards a credit card nolans took the debt from cabot for £1.031 and had received letters then a threat of court action
I decided I should acknowledge the letter sent to my home so I emailed nolans to confirm however I also said I did not acknowledge this debt and i asked for cca , original contract, final account , signed agreement etc ,
Reply was had to confirm my name etc before could go any further for data protection so i said yes it was me they then sent another email on 27/08/24 to say thanks had the information and requested all documentation from their clients and would be in touch in due course
I received a letter today dated 13/09/24 please see attached correspondence for your reference hear from me in 7days
Basically letter
1) is from marbles reference marbles credit card and about 30numbers
Writing to notify you dated 22/03/23 that have assigned everything to cabot and was sold as at 28/02/23
2) letter 2 is from cabot with headline saying my reference number original lender newday account number which is the same as the huge credit card reference number mentioned above
Saying letter was sent on 22/03/23
3) expenditure forms
Their is no mention of cca or anything or any signed agreement or accounts
Do I need to ask for this now I notice the £1 thing am really trying to stay on top of this but I know they are meant to give cca uf ask for it help would be appreciated
I decided I should acknowledge the letter sent to my home so I emailed nolans to confirm however I also said I did not acknowledge this debt and i asked for cca , original contract, final account , signed agreement etc ,
Reply was had to confirm my name etc before could go any further for data protection so i said yes it was me they then sent another email on 27/08/24 to say thanks had the information and requested all documentation from their clients and would be in touch in due course
I received a letter today dated 13/09/24 please see attached correspondence for your reference hear from me in 7days
Basically letter
1) is from marbles reference marbles credit card and about 30numbers
Writing to notify you dated 22/03/23 that have assigned everything to cabot and was sold as at 28/02/23
2) letter 2 is from cabot with headline saying my reference number original lender newday account number which is the same as the huge credit card reference number mentioned above
Saying letter was sent on 22/03/23
3) expenditure forms
Their is no mention of cca or anything or any signed agreement or accounts
Do I need to ask for this now I notice the £1 thing am really trying to stay on top of this but I know they are meant to give cca uf ask for it help would be appreciated
