Been a while since I posted on here but in 2014/2015 Cabot used Restons solicitors to try to take me to court for an alleged debt. Long story short I had a letter in 2015 from Restons stating court case discontinued - they could not provide required documentation requested. Nov 22 and I receive a chasing letter from Cabot and one again this morning. Also receive many phone calls from them too (unanswered). I have never acknowledged this alleged debt but surely its now statute barred? I need help writing to them to get them to stop please.
Cabot chasing after more than 7 years
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Provided the debt hasn't been acknowledged in writing in the last 6 years and no payment has been made then it's Statute Barred.
You could consider sending the following, make sure it applies, amend if you need to - https://production.nationaldebtline....cover-debt-ew/
Make sure you get Proof of Postage.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
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Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
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