Received a claim? Yes
Issue Date: 11/10/21
Have you Acknowledged the Claim?: Yes 20/10/21
Total Amount Claimed : £1,900
Claimant’s Name: Cabot Financial
Solicitors Firm: Mortimer Clarke
Original Creditor: Vanquis Bank
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Particulars of Claim: By an agreement between *the bank* and the defendant on or around 27/01/2014 ('the Agreement') The Bank agreed to issue the defendant with a credit card. The defendant failed to make the minimum payments due. The agreement was terminated following the service of a default notice. The Agreement was assigned to the Claimant. The claimant therefore claims 1. £1900 2. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No payments or contact since 21/06/2015
List any letters you have sent: CCA to Cabot 23/10/21, CPR to Mortimer Clarke 23/10/21 and SAR to Cabot 23/10/21
Any Other Information or Background Details: The claim in my maiden name and at an old address.
I am due to file my defence on Tuesday 16th, I have received a letter from Mortimer Clark "acknowledging my request for documents pursuant to the CC act 1974. They have asked their client to provide them and will come back to me as soon as they can. In the meantime, the matter has been placed on hold and no further action will be taken".
My questions are, do I still file a defence saying the documents have yet to be sent? I haven't received a default notice and is the debt statute barred?
Many thanks for any help
Issue Date: 11/10/21
Have you Acknowledged the Claim?: Yes 20/10/21
Total Amount Claimed : £1,900
Claimant’s Name: Cabot Financial
Solicitors Firm: Mortimer Clarke
Original Creditor: Vanquis Bank
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Particulars of Claim: By an agreement between *the bank* and the defendant on or around 27/01/2014 ('the Agreement') The Bank agreed to issue the defendant with a credit card. The defendant failed to make the minimum payments due. The agreement was terminated following the service of a default notice. The Agreement was assigned to the Claimant. The claimant therefore claims 1. £1900 2. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No payments or contact since 21/06/2015
List any letters you have sent: CCA to Cabot 23/10/21, CPR to Mortimer Clarke 23/10/21 and SAR to Cabot 23/10/21
Any Other Information or Background Details: The claim in my maiden name and at an old address.
I am due to file my defence on Tuesday 16th, I have received a letter from Mortimer Clark "acknowledging my request for documents pursuant to the CC act 1974. They have asked their client to provide them and will come back to me as soon as they can. In the meantime, the matter has been placed on hold and no further action will be taken".
My questions are, do I still file a defence saying the documents have yet to be sent? I haven't received a default notice and is the debt statute barred?
Many thanks for any help
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