Cabot/Marlin/Mortimer Clarke

[Tracie1771]

You can say you have had products with hsbc in the past but have never had an overdraft over £200, have no records of such and put the claimant to strict proof ( of course if they are pleading it's an overdraft ) no need to say it might be a credit card mingled into it st this stage. Get your defence in THEN go through the FD stuff you've received in prep for if the claimant wants to proceed.

I think we may have cracked it (although I'm always loathe to tempt fate!). MC acknowledged receipt of my defence on 13th May, said they would take instruction from their client and get back to me. As of today I have heard nothing. I think that puts them over the 28 days. of course I will wait another few weeks but then apply for it to be removed??

Hoping this is the end of the matter although I still firmly believe I have an excellent case but either way, thank you all so very much for the advice and support. So appreciated.

[MIKE770]

do not move too soon on this

[Tracie1771]

do not move too soon on this

Noted, thanks, not intending to poke the bear for some months yet, if at all.