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Cabot reply to CCA request after a year, please help

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  • Cabot reply to CCA request after a year, please help

    Hello everybody, thank you in advance for your help
    Just under a year ago I received a letter from Cabot demanding payment on an old credit card account (opened 2008 last activity December 2012)
    I replied with the standard CCA request and I have now received a packet containing a few screenshots of the digital application, statement of account and some undated generic T&Cs
    Owing to ill health I had rather hoped that all this had been left behind me and so receiving this after nearly a year has knocked me sideways
    I have no idea what to do next and I don't want to become ill again with the stress, can anyone please advise me?
    Tags: None

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