MEIII ltd/ Dlc/ Cabot

monica32

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Joined: Jun 2014

Posts: 79
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MEIII ltd/ Dlc/ Cabot

1st December 2017, 14:14:PM

Hello all,

Advise is needed regarding default notice.
I had a personal loan with Black Horse in 2011. Due to financial dificulties I have stopped paying contractual payment due each month and was paying reduced payments. Shortly after agreeing to reduced payments BH has assigned debt to Ascent and later on sold do Hilsden Securities. I got into dispute with Hilsden Securities over discrepancies regarding balance and intrest being added and stopped paying in 2015. May I addd than BH has never registred Default with CRA files- they were and still are marked as late payment. Last year I received Notice of assigment from Hilsden to MEIII.
Couple of months ago I have received Default Notice from Hilsden issued on behalf of MEIII followed by Final Demand for payment for the whole outstanding balance.
Is Hilsden allowed to issue default on behalf of MEIII?
Can they rely on it in court?

Kind regards,
monica32

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