How do I get a court to remove an unlawful default registered against me?

[lionheart]

I have a default registered against me with the credit rating agencies. It was registered unlawfully (the bank did not advise me before hand that it was going to do so, and there is no credit agreement). Financially the matter was settled 3 years ago, but I want to have the default removed. Letters to the bank did not resolve the issue. I took the matter to the ombudsman but that proved only to be a waste of time; they completely ignored that fact that the bank's action was unlawful, but they are paid by the banks. The only thing that I can do is go to court.

But which court? County Court? What location?

Which form do I need to use?

Am I asking the court to order the bank to remove the default, or to order the credit agencies to remove it?

Is there a guide to doing this?

Thanks

Lionheart.