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Particulars of Claim
1. The claim is for the sum of £2984.55 in respect of monies owing by the defendant on a credit agreement held by the defendant with Shop Direct (Carval) under account number ........ under which the defendant failed to maintain payments.
2. A default notice was served upon the defendant and has not been complied with.
3. The balance owed was assigned from Phoenix Recoveries (UK). to the claimant, and the defendant has been notified of the assignment by letter. Contact drydenfairfax solicitors on 0113 8233850
I received this in the week some time as only returned home today from visiting family. I’ve logged into the Money Claim Website to acknowledge and will defend the claim if it’s possible. However, I feel I need some advice as this isn’t that straight forward.
This debt is from a Littlewoods Catalogue from over 10 years ago. The amount owed was actually from goods ordered by my daughter and upto approximately 4 years ago was being paid regularly by her from her bank account. I have personally made no payments on this debt or on that account for over 12 years.
The reason the payments stopped was due to within the space of 9 months the debt was moved from one collection company to another and the standing orders/directs were either returned or the previous company said they’d pass the payment on and to change to the new collection agency. On 2 occasions it moved agencies before payment could be setup.
The amounts kept changing and it just seemed to be getting messier and messier.
I cant recall receiving a default notice from Phoenix.
i or my daughter have no paperwork from previous correspondence. She’s moved twice and I just cleared out anything I thought was irrelevant.
i don’t have a CCA as the Claim states.
My daughter has always said she’d pay but we both dispute the amount owed. She has said she’d pay now, not the amount stated and not the amount in full but the debt is in my name.
is it worth defending or just offering an amount. Considering I personally haven’t made any payments at all.
Also do I tick the box to Contest Jurisdiction?
1. The claim is for the sum of £2984.55 in respect of monies owing by the defendant on a credit agreement held by the defendant with Shop Direct (Carval) under account number ........ under which the defendant failed to maintain payments.
2. A default notice was served upon the defendant and has not been complied with.
3. The balance owed was assigned from Phoenix Recoveries (UK). to the claimant, and the defendant has been notified of the assignment by letter. Contact drydenfairfax solicitors on 0113 8233850
I received this in the week some time as only returned home today from visiting family. I’ve logged into the Money Claim Website to acknowledge and will defend the claim if it’s possible. However, I feel I need some advice as this isn’t that straight forward.
This debt is from a Littlewoods Catalogue from over 10 years ago. The amount owed was actually from goods ordered by my daughter and upto approximately 4 years ago was being paid regularly by her from her bank account. I have personally made no payments on this debt or on that account for over 12 years.
The reason the payments stopped was due to within the space of 9 months the debt was moved from one collection company to another and the standing orders/directs were either returned or the previous company said they’d pass the payment on and to change to the new collection agency. On 2 occasions it moved agencies before payment could be setup.
The amounts kept changing and it just seemed to be getting messier and messier.
I cant recall receiving a default notice from Phoenix.
i or my daughter have no paperwork from previous correspondence. She’s moved twice and I just cleared out anything I thought was irrelevant.
i don’t have a CCA as the Claim states.
My daughter has always said she’d pay but we both dispute the amount owed. She has said she’d pay now, not the amount stated and not the amount in full but the debt is in my name.
is it worth defending or just offering an amount. Considering I personally haven’t made any payments at all.
Also do I tick the box to Contest Jurisdiction?
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