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Issue Date 20th September
1. The claimants claim is for the sum of £2671.24 being monies due from the defendant to the claimant as a consequence of the defendant incurring an overdraft whilst operating a bank account (bank account number 111111111111) with HBOS PLC.
The debt was assigned to the claimant on 20/11/2013 and notice of the assignment provided to the defendant, pursuant to the law of property act 1925.
2. Payment of the above sum has been requested , but as at the date of hereof refused.
3. The claimant claims the sum of £2671.24
4. C has complied , as far as is necessary, with the pre-action conduct practice direction.
__________________________________________________ ____________________
This is an old debt, it was showing on my credit report for years as expiring on the 31/08/2017 . It had since vanished off my file when i checked equifax.
I have never made a payment since the account defaulted with HBOS and strongly believe it is statue barred although i do not have the actual date other than what was registered on my file for years 31/08/2017.
I have never acknowledged the debt in writing.
I called Shoosmiths many months ago and they said they would put my account on hold for one month to work out my income and expenditure. I did not call back and the 31st of Aug came and past.
I received a letter from Shoosmiths around the 8th of September dated August the 31st (late delivery?) Saying i will not hear from them again if i do not contact them and they may issue a CCJ.
I wish to find out whether or not i legally owe this money and pay it if it is legally owed or get the claim cancelled.
Any help more than appreciated.
How do i approach this on the money claim site.
I do not want a CCJ against me.
1. The claimants claim is for the sum of £2671.24 being monies due from the defendant to the claimant as a consequence of the defendant incurring an overdraft whilst operating a bank account (bank account number 111111111111) with HBOS PLC.
The debt was assigned to the claimant on 20/11/2013 and notice of the assignment provided to the defendant, pursuant to the law of property act 1925.
2. Payment of the above sum has been requested , but as at the date of hereof refused.
3. The claimant claims the sum of £2671.24
4. C has complied , as far as is necessary, with the pre-action conduct practice direction.
__________________________________________________ ____________________
This is an old debt, it was showing on my credit report for years as expiring on the 31/08/2017 . It had since vanished off my file when i checked equifax.
I have never made a payment since the account defaulted with HBOS and strongly believe it is statue barred although i do not have the actual date other than what was registered on my file for years 31/08/2017.
I have never acknowledged the debt in writing.
I called Shoosmiths many months ago and they said they would put my account on hold for one month to work out my income and expenditure. I did not call back and the 31st of Aug came and past.
I received a letter from Shoosmiths around the 8th of September dated August the 31st (late delivery?) Saying i will not hear from them again if i do not contact them and they may issue a CCJ.
I wish to find out whether or not i legally owe this money and pay it if it is legally owed or get the claim cancelled.
Any help more than appreciated.
How do i approach this on the money claim site.
I do not want a CCJ against me.
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