Received first claim form, bit overwhelming

[obstacle1]

I received a claim form today dated 5th September 2017.

Its an old waged advance loan. It is now being handled by morality law on behalf of motor mile finance.

I keep falling in the form on this forum but it tells me my message is too short.

I just wondered what I can do? The loan was from 2011 and I remember rolling it over every month, and I think the most I borrowed was £450.

The claim is for 1027.75.

I want to defend maybe but I feel really overwhelmed and not actually sure what my defence could be.

Any help would be vastly appreciated!

[obstacle1]

Re: Received first claim form, bit overwhelming

From the claim form:

Claimant: Motormile finance uk ltd
Address for payment: Moriarty law

Particualrs:

The defendant goes the claimant £831.25 under a regulated loan agreement with CURO TRANSATLANTIC LTD T/A WAGEDAY ADVANCE DATED 28/11/2011 and which was assigned to the claimant on 03/01/2014 and notice of which was given to the defendant on the 3/1/2014 (debt).

Despite formal demand for payment of the debt defendant has failed to pay and the claimant claims £831.25 and further claims interest thereon pursuant to section 69 of the County Court act 1984 limited to one year to the date thereof at the rate of 8% per annum amounting to £66.50

[helpneededthankyou]

Re: Received first claim form, bit overwhelming

Looks like they must be processing these in bulk at the minute as mine was the same...have you acknowledged the claim form?

[warwick65]

Re: Received first claim form, bit overwhelming

Sorry this seems to have been missed

Can it be moved to the correct forum [MENTION=49370]Kati[/MENTION] [MENTION=6]Amethyst[/MENTION]

The first thing you need to do is acknowledge the claim online

I would also send a CCA request to MMF and a CPR 31,14 request to moriarty lawasking for the agreement, the notice of assignment and the deed of assignment
[MENTION=48934]Debt Camel[/MENTION]

[Debt Camel]

Re: Received first claim form, bit overwhelming

if you had previous loans from WDA, you should consider putting in an affordability claim to try to get a refund for these, see https://debtcamel.co.uk/payday-loan-refunds/.

In theory, you could try to get the court case stayed until the complaint has been resolved, see https://debtcamel.co.uk/court-payday-loan-debt/. I can't advise on how to do this. @Diana M @Amethyst @pt2537 any ideas?

Even if you can't, an affordabilty case may later generate a refund which could help you repay any CCJ.

And also consider complaints against other lenders.