Possible letter before action from Restons

[skinnyg]

Re: Possible letter before action from Restons

It's just I have exact amount on the debt and dates to go with it , just concerned this could be matched.

[warwick65]

Re: Possible letter before action from Restons

[MENTION=6]Amethyst[/MENTION] can something be done. Maybe an edit of earlier posts.

[skinnyg]

Re: Possible letter before action from Restons

Hi everyone, I have received reply's from Restons today, they have sent a reconstituted copy of the electronic Credit Agreement, original terms and conditions embodied within the Credit Agreement, latest applicable Terms and Conditions to the account prior to it being terminated. I think this card was taken out online so I am assuming they won't need any wet signature.

They do go on to mention that further documentation is still awaited from our Client in order to resolve the issues in dispute, in the meantime I may wish to consider withdrawing my defence or putting forward settlement proposals e.t.c

I got a separate letter dated the same from Restons offering a settlement of about 1200 less than what I owe, which is only valid till December 4th. I am wondering what other documentation is still being awaited, I am assuming this would be in relation to my asking for the legal assignment and how I was served the assignment.

Is it common practice for them to offer a settlement prior to court, I guess they would rather settle out of court. I have not long got the letters and need to go through what they have sent me, none of it seems like it's the original agreement..? Thanks.

[warwick65]

Re: Possible letter before action from Restons

Hi again.
To be honest it is hard to read anything in to the way Restons act, if I tried it I would go slightly mad, OK madder

Did you ever get legal advice, I know you said [MENTION=87380]Diana M[/MENTION] had been helpful

I wouldn't want to confuse the issue

[skinnyg]

Hi, is anyone still about for this thread? I have some new information, all has been quiet on the front until today they I received a huge chunk of letters containing all the statements of my account, notice of sum in arrears, SCREENSHOT from the original creditor's case management system confirming that a a default notice was issued, correspondence issued on behalf of the original creditor notifying me that the account had been assigned, proof of correspondence issued by the Claimant in which the S78 consumer credit act request was compiled with. They say they believe the enclosed documents, along with the documents served on me since the last post are sufficient to prove my knowledge and use of the account.

They say this is my final opportunity to withdraw my defence before an application is made to lift the stay and to strike out the defence and to enter judgment, am I missing something here they can just apply to strike out the defence without a hearing on my part, I need to know what to do and if this is just the same old BS. Thanks everyone, restons do not give up !!

[MIKE770]

Amethyst

[skinnyg]

Thinking I might get some help with this you know, professional....I hear good things about Joanna Solicitors

[MIKE770]

1st things 1st!