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Received a claim? - Yes
Issue Date: - 12th July 2017
Have you Acknowledged the Claim?: - Yes
Total Amount Claimed: - £1301.06
Claimant’s Name: - Lowell Portfolio
Solicitors Firm: - Lowell Solicitors Ltd
Original Creditor: Capital One
Original Debt (eg. Credit card/Loan/Overdraft) : - Credit Card
Particulars of Claim: Please type out in full excluding names/account numbers:
1) The defendant entered into a consumer credit act 1974 regulated agreement with capital one under account ref ******************** ('the agreement')
2)the defendant failed to maintainthe required payments and a default notice was served adn not complied with.
3)the agreement was later assigned to the claiment on 20/06/2014 and notice given to the defendant
4) despite repeated requests for payment the sum of £1065.80 remains due and outstanding
And the claimant claims
a) the said sum of £1065.80
b) interest pursuant to s69 County courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.234 but limited to one year being £85.26
c) costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR )
see below
Any Other Information or Background Details:
I just moved house recently and received a county court business centre pack with regards to the above. im not sure if it is statute barred as it was a while ago, in my last house lowell sent letters but i checked them out online and from the forums i read they seemed to be a company trying its luck, i cleared all my debts a few years ago but was sure this was already paid, i remember sending the cca request back in what must have been 2014 in my last house but they never got back to me and i thought that was it with them, now since moving i received this. i have sent he CCA and CPR today as i havnt kept hold of any stuff from 2014.
any help would be appriciated
Issue Date: - 12th July 2017
Have you Acknowledged the Claim?: - Yes
Total Amount Claimed: - £1301.06
Claimant’s Name: - Lowell Portfolio
Solicitors Firm: - Lowell Solicitors Ltd
Original Creditor: Capital One
Original Debt (eg. Credit card/Loan/Overdraft) : - Credit Card
Particulars of Claim: Please type out in full excluding names/account numbers:
1) The defendant entered into a consumer credit act 1974 regulated agreement with capital one under account ref ******************** ('the agreement')
2)the defendant failed to maintainthe required payments and a default notice was served adn not complied with.
3)the agreement was later assigned to the claiment on 20/06/2014 and notice given to the defendant
4) despite repeated requests for payment the sum of £1065.80 remains due and outstanding
And the claimant claims
a) the said sum of £1065.80
b) interest pursuant to s69 County courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.234 but limited to one year being £85.26
c) costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR )
see below
Any Other Information or Background Details:
I just moved house recently and received a county court business centre pack with regards to the above. im not sure if it is statute barred as it was a while ago, in my last house lowell sent letters but i checked them out online and from the forums i read they seemed to be a company trying its luck, i cleared all my debts a few years ago but was sure this was already paid, i remember sending the cca request back in what must have been 2014 in my last house but they never got back to me and i thought that was it with them, now since moving i received this. i have sent he CCA and CPR today as i havnt kept hold of any stuff from 2014.
any help would be appriciated
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