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Hi a few weeks ago I received a letter asking me to call a court ballif who had important documents for me. I rang her a number of times on her mobile and direct number, but never got any answer or replies to my messages. 3 weeks ago a bailiff turned up at my partners home saying I owed £522 for a debt that was supposedly been paid by an ex partner, I know my name my debt but my point is the court has demanded I pay £39.45 a week back, which I can't afford I made them an offer of £10 a week which I thought was reasonable. I dont even remember who the debt is with, and with moving around I didn't even know the debt existed. I really don't know what to do I can't afford the payments. Can someone please help asap
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Re: Court claim made against me
I think the difficulty is we need to know what this debt is for. It seems to me that a claim has been issued, and not defended and Default Judgment may have been entered against you, however it is difficult to advise without more information.Originally posted by Glenn73 View Post
Did you recieve a court claim? Do you have any details about the Claim like the Claim number? Which court is dealing with this ? The bailiff should be able to give you this information so its worth making enquiries to find out more about the underlying case, it may even be possible to set aside the judgment (assuming default judgment was entered) but again its hard to advise without more detailI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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